Albany, NY vs Houston, TX
Moving from Albany to Houston? Here's what changes — from your equivalent salary to housing ($370,533 → $308,306 median home) and taxes.
Albany vs Houston at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Albany, NY, you'd need about $101,586 in Houston, TX (+$1,586).
Livability — Albany, NY: 58 · Houston, TX: 75 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,159 sqft in Albany vs 3,406 sqft in Houston ($232 vs $147 per sqft).
Annual cost breakdown (at $100,000)
| Category | Albany, NY | Houston, TX | Difference |
|---|---|---|---|
| Housing | $20,172 | $19,668 | −$504 |
| Groceries | $4,868 | $5,085 | +$216 |
| Transportation | $3,895 | $3,675 | −$220 |
| Utilities | $3,180 | $1,836 | −$1,344 |
| Insurance | $1,600 | $3,600 | +$2,000 |
| Taxes | $18,849 | $7,399 | −$11,450 |
| Total | $52,564 | $41,263 | −$11,302 |
Side by side
| Metric | Albany, NY | Houston, TX |
|---|---|---|
| Cost-of-living index | 98.2 | 99.7 |
| Unemployment rate | 4.97% | 5.96% |
| Population growth (5-yr) | 2.3% | 7.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.59 | $5.67 |
| Median home price | $370,533 | $308,306 |
| Home price ÷ income | 4.4× | 3.9× |
| 1-yr home appreciation | 5.5% | -2.0% |
| Price per square foot | $232 | $147 |
| Median rent | $1,681 | $1,639 |
| Total tax burden (% income) | 15.9% | 8.6% |
| Combined sales tax | 8.52% | 8.20% |
| Capital gains tax | 10.90% | None |
| Property tax rate | 1.95% | 1.79% |
| Healthcare (annual) | $7,800 | $6,800 |
| Childcare (annual, infant) | $17,000 | $9,500 |
| Vehicle property tax | None | None |
| Avg commute (min) | 23 | 30 |
| Home insurance / yr | $1,600 | $3,600 |
| Auto insurance / yr | $2,100 | $2,100 |
| Flood insurance / yr | $800 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 29.4 | 17.0 |
| Gas $/gal | 3.45 | 3.00 |
| Natural gas / mo | $98 | $52 |
| Water & sewer / mo | $87 | $134 |
| Home internet / mo | $76 | $83 |
| Violent crime /100k | 350 | 430 |
| Avg summer high °F | 83 | 96 |
| Avg winter low °F | 16 | 38 |
| Annual precipitation (in) | 40.0 | 55.6 |
| Annual snowfall (in) | 48.0 | 0.1 |
| Sunshine (% possible) | 50% | 59% |
| Permit difficulty (1–5) | 5 | 2 |