Albany, NY vs Seattle, WA
Moving from Albany to Seattle? Here's what changes — from your equivalent salary to housing ($370,533 → $750,279 median home) and taxes.
Albany vs Seattle at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Albany, NY, you'd need about $114,824 in Seattle, WA (+$14,824).
Livability — Albany, NY: 58 · Seattle, WA: 48 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,159 sqft in Albany vs 1,200 sqft in Seattle ($232 vs $417 per sqft).
Annual cost breakdown (at $100,000)
| Category | Albany, NY | Seattle, WA | Difference |
|---|---|---|---|
| Housing | $20,172 | $26,784 | +$6,612 |
| Groceries | $4,868 | $5,405 | +$537 |
| Transportation | $3,895 | $4,075 | +$180 |
| Utilities | $3,180 | $1,548 | −$1,632 |
| Insurance | $1,600 | $1,500 | −$100 |
| Taxes | $18,849 | $8,826 | −$10,023 |
| Total | $52,564 | $48,138 | −$4,426 |
Side by side
| Metric | Albany, NY | Seattle, WA |
|---|---|---|
| Cost-of-living index | 98.2 | 112.7 |
| Unemployment rate | 4.97% | 4.59% |
| Population growth (5-yr) | 2.3% | 7.1% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.59 | $6.41 |
| Median home price | $370,533 | $750,279 |
| Home price ÷ income | 4.4× | 7.0× |
| 1-yr home appreciation | 5.5% | -1.9% |
| Price per square foot | $232 | $417 |
| Median rent | $1,681 | $2,232 |
| Total tax burden (% income) | 15.9% | 10.7% |
| Combined sales tax | 8.52% | 9.38% |
| Capital gains tax | 10.90% | 7.00% |
| Property tax rate | 1.95% | 0.88% |
| Healthcare (annual) | $7,800 | $6,600 |
| Childcare (annual, infant) | $17,000 | $16,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 23 | 30 |
| Home insurance / yr | $1,600 | $1,500 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $800 | $700 |
| Earthquake insurance / yr | $100 | $700 |
| Electricity ¢/kWh | 29.4 | 14.4 |
| Gas $/gal | 3.45 | 4.55 |
| Natural gas / mo | $98 | $58 |
| Water & sewer / mo | $87 | $167 |
| Home internet / mo | $76 | $83 |
| Violent crime /100k | 350 | 375 |
| Avg summer high °F | 83 | 76 |
| Avg winter low °F | 16 | 37 |
| Annual precipitation (in) | 40.0 | 39.3 |
| Annual snowfall (in) | 48.0 | 6.3 |
| Sunshine (% possible) | 50% | 47% |
| Permit difficulty (1–5) | 5 | 5 |