Ann Arbor, MI vs Chicago, IL
Moving from Ann Arbor to Chicago? Here's what changes — from your equivalent salary to housing ($422,945 → $353,998 median home) and taxes.
Ann Arbor vs Chicago at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Ann Arbor, MI, you'd need about $104,418 in Chicago, IL (+$4,418).
Livability — Ann Arbor, MI: 61 · Chicago, IL: 63 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,951 sqft in Ann Arbor vs 2,402 sqft in Chicago ($256 vs $208 per sqft).
Annual cost breakdown (at $100,000)
| Category | Ann Arbor, MI | Chicago, IL | Difference |
|---|---|---|---|
| Housing | $24,816 | $27,192 | +$2,376 |
| Groceries | $4,703 | $5,215 | +$512 |
| Transportation | $4,575 | $3,550 | −$1,025 |
| Utilities | $2,316 | $2,208 | −$108 |
| Insurance | $1,300 | $1,900 | +$600 |
| Taxes | $11,605 | $14,141 | +$2,536 |
| Total | $49,315 | $54,206 | +$4,891 |
Side by side
| Metric | Ann Arbor, MI | Chicago, IL |
|---|---|---|
| Cost-of-living index | 98.2 | 102.5 |
| Unemployment rate | 4.69% | 6.19% |
| Population growth (5-yr) | 2.4% | 0.2% |
| Air quality (median AQI) | 43 | 56 |
| Big Mac price (est.) | $5.58 | $5.83 |
| Median home price | $422,945 | $353,998 |
| Home price ÷ income | 5.0× | 4.2× |
| 1-yr home appreciation | 2.5% | 4.4% |
| Price per square foot | $256 | $208 |
| Median rent | $2,068 | $2,266 |
| Total tax burden (% income) | 10.0% | 12.9% |
| Combined sales tax | 6.00% | 8.86% |
| Capital gains tax | 4.25% | 4.95% |
| Property tax rate | 1.56% | 2.11% |
| Healthcare (annual) | $6,500 | $6,800 |
| Childcare (annual, infant) | $11,000 | $14,000 |
| Vehicle property tax | 0.61% | None |
| Avg commute (min) | 24 | 31 |
| Home insurance / yr | $1,300 | $1,900 |
| Auto insurance / yr | $2,700 | $1,600 |
| Flood insurance / yr | $600 | $700 |
| Earthquake insurance / yr | $100 | $300 |
| Electricity ¢/kWh | 21.4 | 20.5 |
| Gas $/gal | 3.35 | 3.60 |
| Violent crime /100k | 460 | 430 |
| Avg summer high °F | 83 | 85 |
| Avg winter low °F | 16 | 15 |
| Permit difficulty (1–5) | 3 | 4 |