Ann Arbor, MI vs Cincinnati, OH
Moving from Ann Arbor to Cincinnati? Here's what changes — from your equivalent salary to housing ($422,945 → $311,270 median home) and taxes.
Ann Arbor vs Cincinnati at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Ann Arbor, MI, you'd need about $96,000 in Cincinnati, OH (−$4,000).
Livability — Ann Arbor, MI: 61 · Cincinnati, OH: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,951 sqft in Ann Arbor vs 2,651 sqft in Cincinnati ($256 vs $189 per sqft).
Annual cost breakdown (at $100,000)
| Category | Ann Arbor, MI | Cincinnati, OH | Difference |
|---|---|---|---|
| Housing | $24,816 | $18,900 | −$5,916 |
| Groceries | $4,703 | $4,718 | +$15 |
| Transportation | $4,575 | $3,025 | −$1,550 |
| Utilities | $2,316 | $2,100 | −$216 |
| Insurance | $1,300 | $1,300 | +$0 |
| Taxes | $11,605 | $8,820 | −$2,785 |
| Total | $49,315 | $38,863 | −$10,452 |
Side by side
| Metric | Ann Arbor, MI | Cincinnati, OH |
|---|---|---|
| Cost-of-living index | 98.2 | 94.2 |
| Unemployment rate | 4.69% | 4.37% |
| Population growth (5-yr) | 2.4% | 4.5% |
| Air quality (median AQI) | 43 | 54 |
| Big Mac price (est.) | $5.58 | $5.36 |
| Median home price | $422,945 | $311,270 |
| Home price ÷ income | 5.0× | 4.1× |
| 1-yr home appreciation | 2.5% | 2.5% |
| Price per square foot | $256 | $189 |
| Median rent | $2,068 | $1,575 |
| Total tax burden (% income) | 10.0% | 10.0% |
| Combined sales tax | 6.00% | 7.24% |
| Capital gains tax | 4.25% | 3.50% |
| Property tax rate | 1.56% | 1.26% |
| Healthcare (annual) | $6,500 | $6,400 |
| Childcare (annual, infant) | $11,000 | $10,000 |
| Vehicle property tax | 0.61% | None |
| Avg commute (min) | 24 | 25 |
| Home insurance / yr | $1,300 | $1,300 |
| Auto insurance / yr | $2,700 | $1,300 |
| Flood insurance / yr | $600 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.4 | 19.5 |
| Gas $/gal | 3.35 | 3.25 |
| Violent crime /100k | 460 | 300 |
| Avg summer high °F | 83 | 85 |
| Avg winter low °F | 16 | 20 |
| Permit difficulty (1–5) | 3 | 2 |