Ann Arbor, MI vs Tampa, FL
Moving from Ann Arbor to Tampa? Here's what changes — from your equivalent salary to housing ($422,945 → $360,738 median home) and taxes.
Ann Arbor vs Tampa at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Ann Arbor, MI, you'd need about $104,404 in Tampa, FL (+$4,404).
Livability — Ann Arbor, MI: 61 · Tampa, FL: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,951 sqft in Ann Arbor vs 2,564 sqft in Tampa ($256 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Ann Arbor, MI | Tampa, FL | Difference |
|---|---|---|---|
| Housing | $24,816 | $24,216 | −$600 |
| Groceries | $4,703 | $4,949 | +$246 |
| Transportation | $4,575 | $4,800 | +$225 |
| Utilities | $2,316 | $1,656 | −$660 |
| Insurance | $1,300 | $4,200 | +$2,900 |
| Taxes | $11,605 | $4,642 | −$6,963 |
| Total | $49,315 | $44,463 | −$4,852 |
Side by side
| Metric | Ann Arbor, MI | Tampa, FL |
|---|---|---|
| Cost-of-living index | 98.2 | 102.5 |
| Unemployment rate | 4.69% | 4.92% |
| Population growth (5-yr) | 2.4% | 7.3% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.58 | $5.83 |
| Median home price | $422,945 | $360,738 |
| Home price ÷ income | 5.0× | 5.4× |
| 1-yr home appreciation | 2.5% | -3.4% |
| Price per square foot | $256 | $195 |
| Median rent | $2,068 | $2,018 |
| Total tax burden (% income) | 10.0% | 9.1% |
| Combined sales tax | 6.00% | 7.02% |
| Capital gains tax | 4.25% | None |
| Property tax rate | 1.56% | 0.80% |
| Healthcare (annual) | $6,500 | $7,500 |
| Childcare (annual, infant) | $11,000 | $10,000 |
| Vehicle property tax | 0.61% | None |
| Avg commute (min) | 24 | 28 |
| Home insurance / yr | $1,300 | $4,200 |
| Auto insurance / yr | $2,700 | $2,900 |
| Flood insurance / yr | $600 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 21.4 | 15.4 |
| Gas $/gal | 3.35 | 3.35 |
| Natural gas / mo | $78 | $38 |
| Water & sewer / mo | $74 | $88 |
| Home internet / mo | $78 | $76 |
| Violent crime /100k | 460 | 380 |
| Avg summer high °F | 83 | 91 |
| Avg winter low °F | 16 | 52 |
| Annual precipitation (in) | 37.6 | 49.5 |
| Annual snowfall (in) | 57.0 | 0.0 |
| Sunshine (% possible) | 53% | 66% |
| Permit difficulty (1–5) | 3 | 3 |