Austin, TX vs Lexington, KY
Moving from Austin to Lexington? Here's what changes — from your equivalent salary to housing ($428,524 → $327,671 median home) and taxes.
Austin vs Lexington at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Austin, TX, you'd need about $94,124 in Lexington, KY (−$5,876).
Livability — Austin, TX: 70 · Lexington, KY: 72 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,450 sqft in Austin vs 2,899 sqft in Lexington ($204 vs $173 per sqft).
Annual cost breakdown (at $100,000)
| Category | Austin, TX | Lexington, KY | Difference |
|---|---|---|---|
| Housing | $19,620 | $18,336 | −$1,284 |
| Groceries | $4,647 | $4,721 | +$74 |
| Transportation | $3,675 | $3,870 | +$195 |
| Utilities | $1,836 | $1,620 | −$216 |
| Insurance | $3,600 | $2,200 | −$1,400 |
| Taxes | $9,558 | $8,073 | −$1,485 |
| Total | $42,936 | $38,820 | −$4,116 |
Side by side
| Metric | Austin, TX | Lexington, KY |
|---|---|---|
| Cost-of-living index | 98.3 | 92.5 |
| Unemployment rate | 4.30% | 4.70% |
| Population growth (5-yr) | 14.8% | 3.0% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.59 | $5.26 |
| Median home price | $428,524 | $327,671 |
| Home price ÷ income | 4.6× | 4.8× |
| 1-yr home appreciation | -6.0% | 2.7% |
| Price per square foot | $204 | $173 |
| Median rent | $1,635 | $1,528 |
| Total tax burden (% income) | 8.6% | 9.6% |
| Combined sales tax | 8.20% | 6.00% |
| Capital gains tax | None | 4.00% |
| Property tax rate | 1.71% | 0.83% |
| Healthcare (annual) | $6,800 | $6,300 |
| Childcare (annual, infant) | $9,500 | $9,000 |
| Vehicle property tax | None | 1.44% |
| Avg commute (min) | 27 | 22 |
| Home insurance / yr | $3,600 | $2,200 |
| Auto insurance / yr | $2,100 | $2,200 |
| Flood insurance / yr | $900 | $700 |
| Earthquake insurance / yr | $100 | $250 |
| Electricity ¢/kWh | 17.0 | 15.0 |
| Gas $/gal | 3.00 | 3.10 |
| Natural gas / mo | $52 | $70 |
| Water & sewer / mo | $134 | $81 |
| Home internet / mo | $83 | $78 |
| Violent crime /100k | 430 | 260 |
| Avg summer high °F | 96 | 88 |
| Avg winter low °F | 38 | 26 |
| Annual precipitation (in) | 36.3 | 48.3 |
| Annual snowfall (in) | 0.2 | 13.4 |
| Sunshine (% possible) | 60% | 56% |
| Permit difficulty (1–5) | 2 | 2 |