Austin, TX vs Rockford, IL
Moving from Austin to Rockford? Here's what changes — from your equivalent salary to housing ($428,524 → $221,368 median home) and taxes.
Austin vs Rockford at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Austin, TX, you'd need about $91,748 in Rockford, IL (−$8,252).
Livability — Austin, TX: 70 · Rockford, IL: 67 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,450 sqft in Austin vs 3,840 sqft in Rockford ($204 vs $130 per sqft).
Annual cost breakdown (at $100,000)
| Category | Austin, TX | Rockford, IL | Difference |
|---|---|---|---|
| Housing | $19,620 | $15,828 | −$3,792 |
| Groceries | $4,647 | $4,655 | +$8 |
| Transportation | $3,675 | $3,550 | −$125 |
| Utilities | $1,836 | $2,208 | +$372 |
| Insurance | $3,600 | $1,900 | −$1,700 |
| Taxes | $9,558 | $11,929 | +$2,371 |
| Total | $42,936 | $40,070 | −$2,866 |
Side by side
| Metric | Austin, TX | Rockford, IL |
|---|---|---|
| Cost-of-living index | 98.3 | 90.2 |
| Unemployment rate | 4.30% | 7.53% |
| Population growth (5-yr) | 14.8% | -0.9% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.59 | $5.13 |
| Median home price | $428,524 | $221,368 |
| Home price ÷ income | 4.6× | 3.5× |
| 1-yr home appreciation | -6.0% | 9.1% |
| Price per square foot | $204 | $130 |
| Median rent | $1,635 | $1,319 |
| Total tax burden (% income) | 8.6% | 12.9% |
| Combined sales tax | 8.20% | 8.86% |
| Capital gains tax | None | 4.95% |
| Property tax rate | 1.71% | 2.54% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $9,500 | $14,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 27 | 24 |
| Home insurance / yr | $3,600 | $1,900 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $900 | $700 |
| Earthquake insurance / yr | $100 | $300 |
| Electricity ¢/kWh | 17.0 | 20.5 |
| Gas $/gal | 3.00 | 3.60 |
| Natural gas / mo | $52 | $82 |
| Water & sewer / mo | $134 | $57 |
| Home internet / mo | $83 | $77 |
| Violent crime /100k | 430 | 430 |
| Avg summer high °F | 96 | 85 |
| Avg winter low °F | 38 | 15 |
| Annual precipitation (in) | 36.3 | 40.9 |
| Annual snowfall (in) | 0.2 | 38.8 |
| Sunshine (% possible) | 60% | 54% |
| Permit difficulty (1–5) | 2 | 4 |