Austin, TX vs Toledo, OH
Moving from Austin to Toledo? Here's what changes — from your equivalent salary to housing ($428,524 → $203,726 median home) and taxes.
Austin vs Toledo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Austin, TX, you'd need about $92,214 in Toledo, OH (−$7,786).
Livability — Austin, TX: 70 · Toledo, OH: 73 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,450 sqft in Austin vs 4,049 sqft in Toledo ($204 vs $124 per sqft).
Annual cost breakdown (at $100,000)
| Category | Austin, TX | Toledo, OH | Difference |
|---|---|---|---|
| Housing | $19,620 | $15,624 | −$3,996 |
| Groceries | $4,647 | $4,706 | +$60 |
| Transportation | $3,675 | $3,025 | −$650 |
| Utilities | $1,836 | $2,100 | +$264 |
| Insurance | $3,600 | $1,300 | −$2,300 |
| Taxes | $9,558 | $8,598 | −$960 |
| Total | $42,936 | $35,353 | −$7,582 |
Side by side
| Metric | Austin, TX | Toledo, OH |
|---|---|---|
| Cost-of-living index | 98.3 | 90.6 |
| Unemployment rate | 4.30% | 5.95% |
| Population growth (5-yr) | 14.8% | 6.5% |
| Air quality (median AQI) | 52 | 53 |
| Big Mac price (est.) | $5.59 | $5.16 |
| Median home price | $428,524 | $203,726 |
| Home price ÷ income | 4.6× | 3.3× |
| 1-yr home appreciation | -6.0% | 2.7% |
| Price per square foot | $204 | $124 |
| Median rent | $1,635 | $1,302 |
| Total tax burden (% income) | 8.6% | 10.0% |
| Combined sales tax | 8.20% | 7.24% |
| Capital gains tax | None | 3.50% |
| Property tax rate | 1.71% | 1.61% |
| Healthcare (annual) | $6,800 | $6,400 |
| Childcare (annual, infant) | $9,500 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 27 | 21 |
| Home insurance / yr | $3,600 | $1,300 |
| Auto insurance / yr | $2,100 | $1,300 |
| Flood insurance / yr | $900 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.0 | 19.5 |
| Gas $/gal | 3.00 | 3.25 |
| Violent crime /100k | 430 | 300 |
| Avg summer high °F | 96 | 85 |
| Avg winter low °F | 38 | 20 |
| Permit difficulty (1–5) | 2 | 2 |