Baltimore, MD vs Buffalo, NY
Moving from Baltimore to Buffalo? Here's what changes — from your equivalent salary to housing ($405,877 → $288,316 median home) and taxes.
Baltimore vs Buffalo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $91,992 in Buffalo, NY (−$8,008).
Livability — Baltimore, MD: 57 · Buffalo, NY: 61 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 2,775 sqft in Buffalo ($214 vs $180 per sqft).
Annual cost breakdown (at $100,000)
| Category | Baltimore, MD | Buffalo, NY | Difference |
|---|---|---|---|
| Housing | $23,028 | $17,328 | −$5,700 |
| Groceries | $5,075 | $4,868 | −$207 |
| Transportation | $3,685 | $3,895 | +$210 |
| Utilities | $2,388 | $3,180 | +$792 |
| Insurance | $1,400 | $1,600 | +$200 |
| Taxes | $11,584 | $18,192 | +$6,608 |
| Total | $47,160 | $49,063 | +$1,903 |
Side by side
| Metric | Baltimore, MD | Buffalo, NY |
|---|---|---|
| Cost-of-living index | 103.2 | 94.9 |
| Unemployment rate | 4.86% | 5.10% |
| Population growth (5-yr) | 1.7% | 2.4% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.87 | $5.40 |
| Median home price | $405,877 | $288,316 |
| Home price ÷ income | 4.3× | 4.3× |
| 1-yr home appreciation | 0.8% | 4.8% |
| Price per square foot | $214 | $180 |
| Median rent | $1,919 | $1,444 |
| Total tax burden (% income) | 11.3% | 15.9% |
| Combined sales tax | 6.00% | 8.52% |
| Capital gains tax | 5.75% | 10.90% |
| Property tax rate | 1.04% | 2.26% |
| Healthcare (annual) | $7,200 | $7,800 |
| Childcare (annual, infant) | $16,000 | $17,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 22 |
| Home insurance / yr | $1,400 | $1,600 |
| Auto insurance / yr | $1,900 | $2,100 |
| Flood insurance / yr | $750 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 29.4 |
| Gas $/gal | 3.30 | 3.45 |
| Natural gas / mo | $88 | $98 |
| Water & sewer / mo | $106 | $87 |
| Home internet / mo | $82 | $76 |
| Violent crime /100k | 450 | 350 |
| Avg summer high °F | 88 | 83 |
| Avg winter low °F | 27 | 16 |
| Annual precipitation (in) | 45.0 | 40.7 |
| Annual snowfall (in) | 19.3 | 95.4 |
| Sunshine (% possible) | 57% | 48% |
| Permit difficulty (1–5) | 4 | 5 |