Baltimore, MD vs Lubbock, TX
Moving from Baltimore to Lubbock? Here's what changes — from your equivalent salary to housing ($405,877 → $213,766 median home) and taxes.
Baltimore vs Lubbock at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $88,182 in Lubbock, TX (−$11,818).
Livability — Baltimore, MD: 57 · Lubbock, TX: 74 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 4,912 sqft in Lubbock ($214 vs $102 per sqft).
Annual cost breakdown (at $100,000)
| Category | Baltimore, MD | Lubbock, TX | Difference |
|---|---|---|---|
| Housing | $23,028 | $17,040 | −$5,988 |
| Groceries | $5,075 | $4,647 | −$428 |
| Transportation | $3,685 | $3,675 | −$10 |
| Utilities | $2,388 | $1,836 | −$552 |
| Insurance | $1,400 | $3,600 | +$2,200 |
| Taxes | $11,584 | $5,790 | −$5,794 |
| Total | $47,160 | $36,588 | −$10,572 |
Side by side
| Metric | Baltimore, MD | Lubbock, TX |
|---|---|---|
| Cost-of-living index | 103.2 | 91.0 |
| Unemployment rate | 4.86% | 4.56% |
| Population growth (5-yr) | 1.7% | 4.1% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.87 | $5.18 |
| Median home price | $405,877 | $213,766 |
| Home price ÷ income | 4.3× | 3.5× |
| 1-yr home appreciation | 0.8% | 1.7% |
| Price per square foot | $214 | $102 |
| Median rent | $1,919 | $1,420 |
| Total tax burden (% income) | 11.3% | 8.6% |
| Combined sales tax | 6.00% | 8.20% |
| Capital gains tax | 5.75% | None |
| Property tax rate | 1.04% | 1.62% |
| Healthcare (annual) | $7,200 | $6,800 |
| Childcare (annual, infant) | $16,000 | $9,500 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 17 |
| Home insurance / yr | $1,400 | $3,600 |
| Auto insurance / yr | $1,900 | $2,100 |
| Flood insurance / yr | $750 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 17.0 |
| Gas $/gal | 3.30 | 3.00 |
| Natural gas / mo | $88 | $52 |
| Water & sewer / mo | $106 | $134 |
| Home internet / mo | $82 | $83 |
| Violent crime /100k | 450 | 430 |
| Avg summer high °F | 88 | 96 |
| Avg winter low °F | 27 | 38 |
| Annual precipitation (in) | 45.0 | 18.0 |
| Annual snowfall (in) | 19.3 | 6.7 |
| Sunshine (% possible) | 57% | 74% |
| Permit difficulty (1–5) | 4 | 2 |