SalaryCompareTool

Baltimore, MD vs New York, NY

Moving from Baltimore to New York? Here's what changes — from your equivalent salary to housing ($405,877 → $727,625 median home) and taxes.

Baltimore vs New York at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Baltimore, MD New York, NY Cost-of-living index Baltimore, MD — Cost-of-living index: 103 103 New York, NY — Cost-of-living index: 113 113 Median home price Baltimore, MD — Median home price: $406k $406k New York, NY — Median home price: $728k $728k Price per sqft Baltimore, MD — Price per sqft: $214 $214 New York, NY — Price per sqft: $455 $455 Median rent Baltimore, MD — Median rent: $1,919 $1,919 New York, NY — Median rent: $3,503 $3,503 Combined sales tax Baltimore, MD — Combined sales tax: 6.0% 6.0% New York, NY — Combined sales tax: 8.5% 8.5% Property tax rate Baltimore, MD — Property tax rate: 1.04% 1.04% New York, NY — Property tax rate: 1.74% 1.74% Violent crime /100k Baltimore, MD — Violent crime /100k: 450 450 New York, NY — Violent crime /100k: 350 350 Electricity ¢/kWh Baltimore, MD — Electricity ¢/kWh: 22.1 22.1 New York, NY — Electricity ¢/kWh: 29.4 29.4 Avg commute (min) Baltimore, MD — Avg commute (min): 30 30 New York, NY — Avg commute (min): 36 36 Avg summer high °F Baltimore, MD — Avg summer high °F: 88° 88° New York, NY — Avg summer high °F: 83° 83° Avg winter low °F Baltimore, MD — Avg winter low °F: 27° 27° New York, NY — Avg winter low °F: 16° 16°

To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $109,169 in New York, NY (+$9,169).

Livability — Baltimore, MD: 57 · New York, NY: 44 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 1,099 sqft in New York ($214 vs $455 per sqft).

Annual cost breakdown (at $100,000)

CategoryBaltimore, MDNew York, NYDifference
Housing $23,028 $42,036 +$19,008
Groceries $5,075 $5,415 +$340
Transportation $3,685 $3,895 +$210
Utilities $2,388 $3,180 +$792
Insurance $1,400 $1,600 +$200
Taxes $11,584 $23,496 +$11,912
Total $47,160 $79,622 +$32,462

Side by side

MetricBaltimore, MDNew York, NY
Cost-of-living index103.2112.6
Unemployment rate4.86%6.55%
Population growth (5-yr)1.7%-1.4%
Air quality (median AQI)4752
Big Mac price (est.)$5.87$6.41
Median home price$405,877$727,625
Home price ÷ income4.3×7.8×
1-yr home appreciation0.8%4.1%
Price per square foot$214$455
Median rent$1,919$3,503
Total tax burden (% income)11.3%15.9%
Combined sales tax6.00%8.52%
Capital gains tax5.75%10.90%
Property tax rate1.04%1.74%
Healthcare (annual)$7,200$7,800
Childcare (annual, infant)$16,000$17,000
Vehicle property taxNoneNone
Avg commute (min)3036
Home insurance / yr$1,400$1,600
Auto insurance / yr$1,900$2,100
Flood insurance / yr$750$800
Earthquake insurance / yr$100$100
Electricity ¢/kWh22.129.4
Gas $/gal3.303.45
Violent crime /100k450350
Avg summer high °F8883
Avg winter low °F2716
Permit difficulty (1–5)45

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