Baltimore, MD vs Sioux Falls, SD
Moving from Baltimore to Sioux Falls? Here's what changes — from your equivalent salary to housing ($405,877 → $342,936 median home) and taxes.
Baltimore vs Sioux Falls at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $87,311 in Sioux Falls, SD (−$12,689).
Livability — Baltimore, MD: 57 · Sioux Falls, SD: 69 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 2,479 sqft in Sioux Falls ($214 vs $202 per sqft).
Annual cost breakdown (at $100,000)
| Category | Baltimore, MD | Sioux Falls, SD | Difference |
|---|---|---|---|
| Housing | $23,028 | $15,708 | −$7,320 |
| Groceries | $5,075 | $4,870 | −$206 |
| Transportation | $3,685 | $3,200 | −$485 |
| Utilities | $2,388 | $1,572 | −$816 |
| Insurance | $1,400 | $2,400 | +$1,000 |
| Taxes | $11,584 | $5,263 | −$6,321 |
| Total | $47,160 | $33,013 | −$14,148 |
Side by side
| Metric | Baltimore, MD | Sioux Falls, SD |
|---|---|---|
| Cost-of-living index | 103.2 | 90.1 |
| Unemployment rate | 4.86% | 2.15% |
| Population growth (5-yr) | 1.7% | 10.9% |
| Air quality (median AQI) | 47 | 34 |
| Big Mac price (est.) | $5.87 | $5.13 |
| Median home price | $405,877 | $342,936 |
| Home price ÷ income | 4.3× | 4.4× |
| 1-yr home appreciation | 0.8% | 1.5% |
| Price per square foot | $214 | $202 |
| Median rent | $1,919 | $1,309 |
| Total tax burden (% income) | 11.3% | 8.4% |
| Combined sales tax | 6.00% | 6.40% |
| Capital gains tax | 5.75% | None |
| Property tax rate | 1.04% | 1.18% |
| Healthcare (annual) | $7,200 | $6,800 |
| Childcare (annual, infant) | $16,000 | $8,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 30 | 19 |
| Home insurance / yr | $1,400 | $2,400 |
| Auto insurance / yr | $1,900 | $1,500 |
| Flood insurance / yr | $750 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 22.1 | 14.5 |
| Gas $/gal | 3.30 | 3.20 |
| Violent crime /100k | 450 | 400 |
| Avg summer high °F | 88 | 86 |
| Avg winter low °F | 27 | 10 |
| Permit difficulty (1–5) | 4 | 2 |