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Baltimore, MD vs Springfield, MA

Moving from Baltimore to Springfield? Here's what changes — from your equivalent salary to housing ($405,877 → $376,017 median home) and taxes.

Baltimore vs Springfield at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Baltimore, MD Springfield, MA Cost-of-living index Baltimore, MD — Cost-of-living index: 103 103 Springfield, MA — Cost-of-living index: 98 98 Median home price Baltimore, MD — Median home price: $406k $406k Springfield, MA — Median home price: $376k $376k Price per sqft Baltimore, MD — Price per sqft: $214 $214 Springfield, MA — Price per sqft: $221 $221 Median rent Baltimore, MD — Median rent: $1,919 $1,919 Springfield, MA — Median rent: $1,941 $1,941 Combined sales tax Baltimore, MD — Combined sales tax: 6.0% 6.0% Springfield, MA — Combined sales tax: 6.3% 6.3% Property tax rate Baltimore, MD — Property tax rate: 1.04% 1.04% Springfield, MA — Property tax rate: 1.59% 1.59% Violent crime /100k Baltimore, MD — Violent crime /100k: 450 450 Springfield, MA — Violent crime /100k: 330 330 Electricity ¢/kWh Baltimore, MD — Electricity ¢/kWh: 22.1 22.1 Springfield, MA — Electricity ¢/kWh: 29.4 29.4 Avg commute (min) Baltimore, MD — Avg commute (min): 30 30 Springfield, MA — Avg commute (min): 23 23 Avg summer high °F Baltimore, MD — Avg summer high °F: 88° 88° Springfield, MA — Avg summer high °F: 82° 82° Avg winter low °F Baltimore, MD — Avg winter low °F: 27° 27° Springfield, MA — Avg winter low °F: 22° 22°

To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $95,042 in Springfield, MA (−$4,958).

Livability — Baltimore, MD: 57 · Springfield, MA: 60 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 2,260 sqft in Springfield ($214 vs $221 per sqft).

Annual cost breakdown (at $100,000)

CategoryBaltimore, MDSpringfield, MADifference
Housing $23,028 $23,292 +$264
Groceries $5,075 $4,938 −$137
Transportation $3,685 $3,210 −$475
Utilities $2,388 $3,180 +$792
Insurance $1,400 $1,800 +$400
Taxes $11,584 $15,617 +$4,033
Total $47,160 $52,036 +$4,876

Side by side

MetricBaltimore, MDSpringfield, MA
Cost-of-living index103.298.1
Unemployment rate4.86%5.93%
Population growth (5-yr)1.7%9.4%
Air quality (median AQI)4738
Big Mac price (est.)$5.87$5.58
Median home price$405,877$376,017
Home price ÷ income4.3×5.3×
1-yr home appreciation0.8%2.7%
Price per square foot$214$221
Median rent$1,919$1,941
Total tax burden (% income)11.3%11.5%
Combined sales tax6.00%6.25%
Capital gains tax5.75%9.00%
Property tax rate1.04%1.59%
Healthcare (annual)$7,200$8,200
Childcare (annual, infant)$16,000$21,000
Vehicle property taxNone2.25%
Avg commute (min)3023
Home insurance / yr$1,400$1,800
Auto insurance / yr$1,900$1,500
Flood insurance / yr$750$800
Earthquake insurance / yr$100$100
Electricity ¢/kWh22.129.4
Gas $/gal3.303.30
Violent crime /100k450330
Avg summer high °F8882
Avg winter low °F2722
Permit difficulty (1–5)44
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