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Baltimore, MD vs Wilmington, NC

Moving from Baltimore to Wilmington? Here's what changes — from your equivalent salary to housing ($405,877 → $446,210 median home) and taxes.

Baltimore vs Wilmington at a glance

Bars scaled to the range across all 200 metros; labels show actual values.

Baltimore, MD Wilmington, NC Cost-of-living index Baltimore, MD — Cost-of-living index: 103 103 Wilmington, NC — Cost-of-living index: 95 95 Median home price Baltimore, MD — Median home price: $406k $406k Wilmington, NC — Median home price: $446k $446k Price per sqft Baltimore, MD — Price per sqft: $214 $214 Wilmington, NC — Price per sqft: $223 $223 Median rent Baltimore, MD — Median rent: $1,919 $1,919 Wilmington, NC — Median rent: $1,708 $1,708 Combined sales tax Baltimore, MD — Combined sales tax: 6.0% 6.0% Wilmington, NC — Combined sales tax: 7.0% 7.0% Property tax rate Baltimore, MD — Property tax rate: 1.04% 1.04% Wilmington, NC — Property tax rate: 0.64% 0.64% Violent crime /100k Baltimore, MD — Violent crime /100k: 450 450 Wilmington, NC — Violent crime /100k: 400 400 Electricity ¢/kWh Baltimore, MD — Electricity ¢/kWh: 22.1 22.1 Wilmington, NC — Electricity ¢/kWh: 16.3 16.3 Avg commute (min) Baltimore, MD — Avg commute (min): 30 30 Wilmington, NC — Avg commute (min): 23 23 Avg summer high °F Baltimore, MD — Avg summer high °F: 88° 88° Wilmington, NC — Avg summer high °F: 89° 89° Avg winter low °F Baltimore, MD — Avg winter low °F: 27° 27° Wilmington, NC — Avg winter low °F: 30° 30°

To keep the same standard of living as $100,000 in Baltimore, MD, you'd need about $92,497 in Wilmington, NC (−$7,503).

Livability — Baltimore, MD: 57 · Wilmington, NC: 65 (0–100).

What your home budget buys

A $500,000 home budget gets you about 2,341 sqft in Baltimore vs 2,241 sqft in Wilmington ($214 vs $223 per sqft).

Annual cost breakdown (at $100,000)

CategoryBaltimore, MDWilmington, NCDifference
Housing $23,028 $20,496 −$2,532
Groceries $5,075 $4,840 −$235
Transportation $3,685 $3,130 −$555
Utilities $2,388 $1,752 −$636
Insurance $1,400 $2,000 +$600
Taxes $11,584 $8,640 −$2,944
Total $47,160 $40,858 −$6,302

Side by side

MetricBaltimore, MDWilmington, NC
Cost-of-living index103.295.4
Unemployment rate4.86%5.08%
Population growth (5-yr)1.7%4.4%
Air quality (median AQI)4739
Big Mac price (est.)$5.87$5.43
Median home price$405,877$446,210
Home price ÷ income4.3×6.5×
1-yr home appreciation0.8%-0.7%
Price per square foot$214$223
Median rent$1,919$1,708
Total tax burden (% income)11.3%9.9%
Combined sales tax6.00%6.98%
Capital gains tax5.75%4.25%
Property tax rate1.04%0.64%
Healthcare (annual)$7,200$6,600
Childcare (annual, infant)$16,000$10,000
Vehicle property taxNone1.10%
Avg commute (min)3023
Home insurance / yr$1,400$2,000
Auto insurance / yr$1,900$1,400
Flood insurance / yr$750$800
Earthquake insurance / yr$100$100
Electricity ¢/kWh22.116.3
Gas $/gal3.303.20
Violent crime /100k450400
Avg summer high °F8889
Avg winter low °F2730
Permit difficulty (1–5)43
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