Birmingham, AL vs Miami, FL
Moving from Birmingham to Miami? Here's what changes — from your equivalent salary to housing ($262,556 → $475,622 median home) and taxes.
Birmingham vs Miami at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Birmingham, AL, you'd need about $122,147 in Miami, FL (+$22,147).
Livability — Birmingham, AL: 71 · Miami, FL: 57 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,903 sqft in Birmingham vs 1,945 sqft in Miami ($128 vs $257 per sqft).
Annual cost breakdown (at $100,000)
| Category | Birmingham, AL | Miami, FL | Difference |
|---|---|---|---|
| Housing | $17,376 | $32,316 | +$14,940 |
| Groceries | $4,729 | $5,091 | +$362 |
| Transportation | $3,465 | $4,800 | +$1,335 |
| Utilities | $1,884 | $1,656 | −$228 |
| Insurance | $2,400 | $4,200 | +$1,800 |
| Taxes | $9,314 | $5,772 | −$3,541 |
| Total | $39,168 | $53,835 | +$14,667 |
Side by side
| Metric | Birmingham, AL | Miami, FL |
|---|---|---|
| Cost-of-living index | 91.8 | 112.1 |
| Unemployment rate | 4.90% | 5.24% |
| Population growth (5-yr) | -2.6% | 1.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.22 | $6.38 |
| Median home price | $262,556 | $475,622 |
| Home price ÷ income | 3.8× | 6.9× |
| 1-yr home appreciation | 2.0% | -2.9% |
| Price per square foot | $128 | $257 |
| Median rent | $1,448 | $2,693 |
| Total tax burden (% income) | 9.8% | 9.1% |
| Combined sales tax | 9.25% | 7.02% |
| Capital gains tax | 5.00% | None |
| Property tax rate | 0.50% | 0.90% |
| Healthcare (annual) | $6,200 | $7,500 |
| Childcare (annual, infant) | $7,000 | $10,000 |
| Vehicle property tax | 0.70% | None |
| Avg commute (min) | 27 | 30 |
| Home insurance / yr | $2,400 | $4,200 |
| Auto insurance / yr | $1,900 | $2,900 |
| Flood insurance / yr | $800 | $1,400 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.4 | 15.4 |
| Gas $/gal | 2.95 | 3.35 |
| Natural gas / mo | $78 | $38 |
| Water & sewer / mo | $117 | $88 |
| Home internet / mo | $76 | $76 |
| Violent crime /100k | 450 | 380 |
| Avg summer high °F | 91 | 91 |
| Avg winter low °F | 33 | 52 |
| Annual precipitation (in) | 56.6 | 67.4 |
| Annual snowfall (in) | 1.4 | 0.0 |
| Sunshine (% possible) | 58% | 70% |
| Permit difficulty (1–5) | 2 | 3 |