Boston, MA vs Chattanooga, TN
Moving from Boston to Chattanooga? Here's what changes — from your equivalent salary to housing ($741,868 → $326,370 median home) and taxes.
Boston vs Chattanooga at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Boston, MA, you'd need about $83,656 in Chattanooga, TN (−$16,344).
Livability — Boston, MA: 48 · Chattanooga, TN: 67 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,146 sqft in Boston vs 3,064 sqft in Chattanooga ($436 vs $163 per sqft).
Annual cost breakdown (at $100,000)
| Category | Boston, MA | Chattanooga, TN | Difference |
|---|---|---|---|
| Housing | $38,532 | $18,360 | −$20,172 |
| Groceries | $5,040 | $4,704 | −$336 |
| Transportation | $3,210 | $3,130 | −$80 |
| Utilities | $3,180 | $1,608 | −$1,572 |
| Insurance | $1,800 | $2,200 | +$400 |
| Taxes | $17,694 | $4,907 | −$12,787 |
| Total | $69,455 | $34,908 | −$34,547 |
Side by side
| Metric | Boston, MA | Chattanooga, TN |
|---|---|---|
| Cost-of-living index | 110.4 | 92.3 |
| Unemployment rate | 5.02% | 4.49% |
| Population growth (5-yr) | 2.9% | 2.9% |
| Air quality (median AQI) | 43 | 52 |
| Big Mac price (est.) | $6.28 | $5.25 |
| Median home price | $741,868 | $326,370 |
| Home price ÷ income | 6.9× | 5.0× |
| 1-yr home appreciation | 1.6% | 0.2% |
| Price per square foot | $436 | $163 |
| Median rent | $3,211 | $1,530 |
| Total tax burden (% income) | 11.5% | 7.6% |
| Combined sales tax | 6.25% | 9.55% |
| Capital gains tax | 9.00% | None |
| Property tax rate | 1.14% | 0.71% |
| Healthcare (annual) | $8,200 | $6,300 |
| Childcare (annual, infant) | $21,000 | $9,000 |
| Vehicle property tax | 2.25% | None |
| Avg commute (min) | 31 | 24 |
| Home insurance / yr | $1,800 | $2,200 |
| Auto insurance / yr | $1,500 | $1,600 |
| Flood insurance / yr | $800 | $700 |
| Earthquake insurance / yr | $100 | $350 |
| Electricity ¢/kWh | 29.4 | 14.9 |
| Gas $/gal | 3.30 | 2.95 |
| Violent crime /100k | 330 | 600 |
| Avg summer high °F | 82 | 89 |
| Avg winter low °F | 22 | 30 |
| Permit difficulty (1–5) | 4 | 2 |