Boston, MA vs Louisville/Jefferson County, KY
Moving from Boston to Louisville/Jefferson County? Here's what changes — from your equivalent salary to housing ($741,868 → $350,000 median home) and taxes.
Boston vs Louisville/Jefferson County at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Boston, MA, you'd need about $84,418 in Louisville/Jefferson County, KY (−$15,582).
Livability — Boston, MA: 48 · Louisville/Jefferson County, KY: 72 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,146 sqft in Boston vs 2,500 sqft in Louisville/Jefferson County ($436 vs $200 per sqft).
Annual cost breakdown (at $100,000)
| Category | Boston, MA | Louisville/Jefferson County, KY | Difference |
|---|---|---|---|
| Housing | $38,532 | $18,000 | −$20,532 |
| Groceries | $5,040 | $4,716 | −$324 |
| Transportation | $3,210 | $3,870 | +$660 |
| Utilities | $3,180 | $1,620 | −$1,560 |
| Insurance | $1,800 | $2,200 | +$400 |
| Taxes | $17,694 | $7,922 | −$9,771 |
| Total | $69,455 | $38,328 | −$31,128 |
Side by side
| Metric | Boston, MA | Louisville/Jefferson County, KY |
|---|---|---|
| Cost-of-living index | 110.4 | 93.2 |
| Unemployment rate | 5.02% | 4.66% |
| Population growth (5-yr) | 2.9% | 0.3% |
| Air quality (median AQI) | 43 | 51 |
| Big Mac price (est.) | $6.28 | $5.30 |
| Median home price | $741,868 | $350,000 |
| Home price ÷ income | 6.9× | 5.0× |
| 1-yr home appreciation | 1.6% | 3.0% |
| Price per square foot | $436 | $200 |
| Median rent | $3,211 | $1,500 |
| Total tax burden (% income) | 11.5% | 9.6% |
| Combined sales tax | 6.25% | 6.00% |
| Capital gains tax | 9.00% | 4.00% |
| Property tax rate | 1.14% | 0.82% |
| Healthcare (annual) | $8,200 | $6,300 |
| Childcare (annual, infant) | $21,000 | $9,000 |
| Vehicle property tax | 2.25% | 1.44% |
| Avg commute (min) | 31 | 24 |
| Home insurance / yr | $1,800 | $2,200 |
| Auto insurance / yr | $1,500 | $2,200 |
| Flood insurance / yr | $800 | $700 |
| Earthquake insurance / yr | $100 | $250 |
| Electricity ¢/kWh | 29.4 | 15.0 |
| Gas $/gal | 3.30 | 3.10 |
| Violent crime /100k | 330 | 260 |
| Avg summer high °F | 82 | 88 |
| Avg winter low °F | 22 | 26 |
| Permit difficulty (1–5) | 4 | 2 |