Cape Coral, FL vs Minneapolis, MN
Moving from Cape Coral to Minneapolis? Here's what changes — from your equivalent salary to housing ($339,372 → $393,774 median home) and taxes.
Cape Coral vs Minneapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cape Coral, FL, you'd need about $101,166 in Minneapolis, MN (+$1,166).
Livability — Cape Coral, FL: 65 · Minneapolis, MN: 54 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,726 sqft in Cape Coral vs 2,285 sqft in Minneapolis ($183 vs $219 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cape Coral, FL | Minneapolis, MN | Difference |
|---|---|---|---|
| Housing | $22,572 | $20,652 | −$1,920 |
| Groceries | $4,813 | $5,227 | +$414 |
| Transportation | $4,800 | $3,375 | −$1,425 |
| Utilities | $1,656 | $1,776 | +$120 |
| Insurance | $4,200 | $2,200 | −$2,000 |
| Taxes | $5,005 | $16,345 | +$11,340 |
| Total | $43,046 | $49,575 | +$6,529 |
Side by side
| Metric | Cape Coral, FL | Minneapolis, MN |
|---|---|---|
| Cost-of-living index | 103.1 | 104.3 |
| Unemployment rate | 4.46% | 3.90% |
| Population growth (5-yr) | 10.4% | 4.3% |
| Air quality (median AQI) | 37 | 47 |
| Big Mac price (est.) | $5.87 | $5.93 |
| Median home price | $339,372 | $393,774 |
| Home price ÷ income | 4.9× | 4.2× |
| 1-yr home appreciation | -7.3% | 2.1% |
| Price per square foot | $183 | $219 |
| Median rent | $1,881 | $1,721 |
| Total tax burden (% income) | 9.1% | 12.1% |
| Combined sales tax | 7.02% | 8.10% |
| Capital gains tax | None | 9.85% |
| Property tax rate | 0.88% | 1.10% |
| Healthcare (annual) | $7,500 | $6,800 |
| Childcare (annual, infant) | $10,000 | $16,000 |
| Vehicle property tax | None | 1.58% |
| Avg commute (min) | 28 | 25 |
| Home insurance / yr | $4,200 | $2,200 |
| Auto insurance / yr | $2,900 | $1,600 |
| Flood insurance / yr | $1,400 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 16.4 |
| Gas $/gal | 3.35 | 3.15 |
| Violent crime /100k | 380 | 280 |
| Avg summer high °F | 91 | 83 |
| Avg winter low °F | 52 | 4 |
| Permit difficulty (1–5) | 3 | 3 |