Cape Coral, FL vs Virginia Beach, VA
Moving from Cape Coral to Virginia Beach? Here's what changes — from your equivalent salary to housing ($339,372 → $373,678 median home) and taxes.
Cape Coral vs Virginia Beach at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cape Coral, FL, you'd need about $94,784 in Virginia Beach, VA (−$5,216).
Livability — Cape Coral, FL: 65 · Virginia Beach, VA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,726 sqft in Cape Coral vs 2,677 sqft in Virginia Beach ($183 vs $187 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cape Coral, FL | Virginia Beach, VA | Difference |
|---|---|---|---|
| Housing | $22,572 | $22,344 | −$228 |
| Groceries | $4,813 | $4,853 | +$40 |
| Transportation | $4,800 | $3,080 | −$1,720 |
| Utilities | $1,656 | $1,872 | +$216 |
| Insurance | $4,200 | $1,500 | −$2,700 |
| Taxes | $5,005 | $10,303 | +$5,298 |
| Total | $43,046 | $43,952 | +$905 |
Side by side
| Metric | Cape Coral, FL | Virginia Beach, VA |
|---|---|---|
| Cost-of-living index | 103.1 | 97.7 |
| Unemployment rate | 4.46% | 5.24% |
| Population growth (5-yr) | 10.4% | 4.7% |
| Air quality (median AQI) | 37 | 41 |
| Big Mac price (est.) | $5.87 | $5.56 |
| Median home price | $339,372 | $373,678 |
| Home price ÷ income | 4.9× | 4.8× |
| 1-yr home appreciation | -7.3% | 2.5% |
| Price per square foot | $183 | $187 |
| Median rent | $1,881 | $1,862 |
| Total tax burden (% income) | 9.1% | 12.5% |
| Combined sales tax | 7.02% | 5.73% |
| Capital gains tax | None | 5.75% |
| Property tax rate | 0.88% | 0.86% |
| Healthcare (annual) | $7,500 | $6,800 |
| Childcare (annual, infant) | $10,000 | $15,000 |
| Vehicle property tax | None | 3.97% |
| Avg commute (min) | 28 | 25 |
| Home insurance / yr | $4,200 | $1,500 |
| Auto insurance / yr | $2,900 | $1,400 |
| Flood insurance / yr | $1,400 | $700 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 15.4 | 17.4 |
| Gas $/gal | 3.35 | 3.20 |
| Violent crime /100k | 380 | 200 |
| Avg summer high °F | 91 | 87 |
| Avg winter low °F | 52 | 28 |
| Permit difficulty (1–5) | 3 | 3 |