Cedar Rapids, IA vs San Francisco, CA
Moving from Cedar Rapids to San Francisco? Here's what changes — from your equivalent salary to housing ($244,344 → $1,149,215 median home) and taxes.
Cedar Rapids vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cedar Rapids, IA, you'd need about $130,633 in San Francisco, CA (+$30,633).
Livability — Cedar Rapids, IA: 72 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,376 sqft in Cedar Rapids vs 653 sqft in San Francisco ($148 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cedar Rapids, IA | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $14,808 | $39,096 | +$24,288 |
| Groceries | $4,831 | $5,761 | +$930 |
| Transportation | $3,150 | $5,125 | +$1,975 |
| Utilities | $1,500 | $3,804 | +$2,304 |
| Insurance | $1,700 | $1,500 | −$200 |
| Taxes | $9,296 | $24,108 | +$14,812 |
| Total | $35,285 | $79,394 | +$44,109 |
Side by side
| Metric | Cedar Rapids, IA | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 90.0 | 117.6 |
| Unemployment rate | 3.63% | 5.22% |
| Population growth (5-yr) | 3.6% | 1.1% |
| Air quality (median AQI) | 44 | 53 |
| Big Mac price (est.) | $5.12 | $6.69 |
| Median home price | $244,344 | $1,149,215 |
| Home price ÷ income | 3.2× | 8.9× |
| 1-yr home appreciation | 3.6% | -0.8% |
| Price per square foot | $148 | $766 |
| Median rent | $1,234 | $3,258 |
| Total tax burden (% income) | 11.2% | 13.5% |
| Combined sales tax | 6.94% | 8.82% |
| Capital gains tax | 3.80% | 13.30% |
| Property tax rate | 1.64% | 0.72% |
| Healthcare (annual) | $6,400 | $7,200 |
| Childcare (annual, infant) | $11,000 | $19,000 |
| Vehicle property tax | 1.00% | 0.65% |
| Avg commute (min) | 20 | 33 |
| Home insurance / yr | $1,700 | $1,500 |
| Auto insurance / yr | $1,200 | $2,400 |
| Flood insurance / yr | $700 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 13.9 | 35.3 |
| Gas $/gal | 3.10 | 4.85 |
| Violent crime /100k | 300 | 500 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 12 | 45 |
| Permit difficulty (1–5) | 2 | 5 |