Charleston, SC vs Indianapolis, IN
Moving from Charleston to Indianapolis? Here's what changes — from your equivalent salary to housing ($435,877 → $295,921 median home) and taxes.
Charleston vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Charleston, SC, you'd need about $93,622 in Indianapolis, IN (−$6,378).
Livability — Charleston, SC: 60 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,295 sqft in Charleston vs 3,211 sqft in Indianapolis ($218 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Charleston, SC | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $24,288 | $18,636 | −$5,652 |
| Groceries | $4,797 | $4,740 | −$57 |
| Transportation | $3,465 | $3,250 | −$215 |
| Utilities | $1,848 | $1,932 | +$84 |
| Insurance | $2,000 | $1,600 | −$400 |
| Taxes | $10,552 | $7,367 | −$3,185 |
| Total | $46,950 | $37,525 | −$9,425 |
Side by side
| Metric | Charleston, SC | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 101.1 | 94.7 |
| Unemployment rate | 4.07% | 4.28% |
| Population growth (5-yr) | 8.0% | 6.1% |
| Air quality (median AQI) | 44 | 55 |
| Big Mac price (est.) | $5.75 | $5.39 |
| Median home price | $435,877 | $295,921 |
| Home price ÷ income | 5.6× | 4.0× |
| 1-yr home appreciation | -0.9% | 1.3% |
| Price per square foot | $218 | $156 |
| Median rent | $2,024 | $1,553 |
| Total tax burden (% income) | 8.9% | 9.3% |
| Combined sales tax | 7.44% | 7.00% |
| Capital gains tax | 6.40% | 3.05% |
| Property tax rate | 0.49% | 0.84% |
| Healthcare (annual) | $6,500 | $6,600 |
| Childcare (annual, infant) | $8,500 | $12,000 |
| Vehicle property tax | 2.33% | 1.20% |
| Avg commute (min) | 27 | 25 |
| Home insurance / yr | $2,000 | $1,600 |
| Auto insurance / yr | $1,900 | $1,400 |
| Flood insurance / yr | $900 | $600 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 17.1 | 17.9 |
| Gas $/gal | 3.05 | 3.30 |
| Violent crime /100k | 530 | 360 |
| Avg summer high °F | 91 | 86 |
| Avg winter low °F | 36 | 20 |
| Permit difficulty (1–5) | 2 | 2 |