Charleston, WV vs San Francisco, CA
Moving from Charleston to San Francisco? Here's what changes — from your equivalent salary to housing ($148,817 → $1,149,215 median home) and taxes.
Charleston vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Charleston, WV, you'd need about $131,994 in San Francisco, CA (+$31,994).
Livability — Charleston, WV: 77 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 5,714 sqft in Charleston vs 653 sqft in San Francisco ($88 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Charleston, WV | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $15,180 | $39,096 | +$23,916 |
| Groceries | $4,767 | $5,761 | +$994 |
| Transportation | $3,410 | $5,125 | +$1,715 |
| Utilities | $1,740 | $3,804 | +$2,064 |
| Insurance | $1,300 | $1,500 | +$200 |
| Taxes | $8,230 | $24,108 | +$15,879 |
| Total | $34,627 | $79,394 | +$44,767 |
Side by side
| Metric | Charleston, WV | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 89.1 | 117.6 |
| Unemployment rate | 5.76% | 5.22% |
| Population growth (5-yr) | 17.3% | 1.1% |
| Air quality (median AQI) | 40 | 53 |
| Big Mac price (est.) | $5.07 | $6.69 |
| Median home price | $148,817 | $1,149,215 |
| Home price ÷ income | 2.7× | 8.9× |
| 1-yr home appreciation | 0.0% | -0.8% |
| Price per square foot | $88 | $766 |
| Median rent | $1,265 | $3,258 |
| Total tax burden (% income) | 9.8% | 13.5% |
| Combined sales tax | 6.55% | 8.82% |
| Capital gains tax | 5.12% | 13.30% |
| Property tax rate | 0.65% | 0.72% |
| Healthcare (annual) | $7,200 | $7,200 |
| Childcare (annual, infant) | $9,000 | $19,000 |
| Vehicle property tax | 1.66% | 0.65% |
| Avg commute (min) | 25 | 33 |
| Home insurance / yr | $1,300 | $1,500 |
| Auto insurance / yr | $1,700 | $2,400 |
| Flood insurance / yr | $650 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 16.1 | 35.3 |
| Gas $/gal | 3.30 | 4.85 |
| Violent crime /100k | 280 | 500 |
| Avg summer high °F | 84 | 84 |
| Avg winter low °F | 26 | 45 |
| Permit difficulty (1–5) | 2 | 5 |