Charlotte, NC vs Aguadilla, PR
Moving from Charlotte to Aguadilla? Here's what changes — from your equivalent salary to housing ($390,321 → $350,000 median home) and taxes.
Charlotte vs Aguadilla at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Charlotte, NC, you'd need about $102,751 in Aguadilla, PR (+$2,751).
Livability — Charlotte, NC: 66 · Aguadilla, PR: 56 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,561 sqft in Charlotte vs 2,500 sqft in Aguadilla ($195 vs $200 per sqft).
Annual cost breakdown (at $100,000)
| Category | Charlotte, NC | Aguadilla, PR | Difference |
|---|---|---|---|
| Housing | $20,880 | $18,000 | −$2,880 |
| Groceries | $4,834 | $5,000 | +$166 |
| Transportation | $3,130 | $2,960 | −$170 |
| Utilities | $1,752 | $1,728 | −$24 |
| Insurance | $2,000 | $1,200 | −$800 |
| Taxes | $8,740 | $37,386 | +$28,646 |
| Total | $41,336 | $66,274 | +$24,938 |
Side by side
| Metric | Charlotte, NC | Aguadilla, PR |
|---|---|---|
| Cost-of-living index | 97.3 | 100.0 |
| Unemployment rate | 4.71% | 14.05% |
| Population growth (5-yr) | 10.0% | -2.0% |
| Air quality (median AQI) | 53 | 42 |
| Big Mac price (est.) | $5.54 | $5.69 |
| Median home price | $390,321 | $350,000 |
| Home price ÷ income | 5.1× | 18.0× |
| 1-yr home appreciation | -0.4% | 3.0% |
| Price per square foot | $195 | $200 |
| Median rent | $1,740 | $1,500 |
| Total tax burden (% income) | 9.9% | 11.0% |
| Combined sales tax | 6.98% | 11.50% |
| Capital gains tax | 4.25% | 33.00% |
| Property tax rate | 0.72% | 0.33% |
| Healthcare (annual) | $6,600 | $5,000 |
| Childcare (annual, infant) | $10,000 | $6,000 |
| Vehicle property tax | 1.10% | None |
| Avg commute (min) | 27 | 25 |
| Home insurance / yr | $2,000 | $1,200 |
| Auto insurance / yr | $1,400 | $1,200 |
| Flood insurance / yr | $800 | $1,300 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.3 | 16.0 |
| Gas $/gal | 3.20 | 3.40 |
| Violent crime /100k | 400 | 350 |
| Avg summer high °F | 89 | 88 |
| Avg winter low °F | 30 | 72 |
| Permit difficulty (1–5) | 3 | 2 |