Charlotte, NC vs Eugene, OR
Moving from Charlotte to Eugene? Here's what changes — from your equivalent salary to housing ($390,321 → $459,366 median home) and taxes.
Charlotte vs Eugene at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Charlotte, NC, you'd need about $106,392 in Eugene, OR (+$6,392).
Livability — Charlotte, NC: 66 · Eugene, OR: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,561 sqft in Charlotte vs 1,850 sqft in Eugene ($195 vs $270 per sqft).
Annual cost breakdown (at $100,000)
| Category | Charlotte, NC | Eugene, OR | Difference |
|---|---|---|---|
| Housing | $20,880 | $21,360 | +$480 |
| Groceries | $4,834 | $5,239 | +$405 |
| Transportation | $3,130 | $3,680 | +$550 |
| Utilities | $1,752 | $1,704 | −$48 |
| Insurance | $2,000 | $900 | −$1,100 |
| Taxes | $8,740 | $13,148 | +$4,408 |
| Total | $41,336 | $46,031 | +$4,695 |
Side by side
| Metric | Charlotte, NC | Eugene, OR |
|---|---|---|
| Cost-of-living index | 97.3 | 103.5 |
| Unemployment rate | 4.71% | 6.69% |
| Population growth (5-yr) | 10.0% | 5.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.54 | $5.89 |
| Median home price | $390,321 | $459,366 |
| Home price ÷ income | 5.1× | 7.1× |
| 1-yr home appreciation | -0.4% | 0.0% |
| Price per square foot | $195 | $270 |
| Median rent | $1,740 | $1,780 |
| Total tax burden (% income) | 9.9% | 10.8% |
| Combined sales tax | 6.98% | 0.00% |
| Capital gains tax | 4.25% | 9.90% |
| Property tax rate | 0.72% | 0.89% |
| Healthcare (annual) | $6,600 | $6,600 |
| Childcare (annual, infant) | $10,000 | $15,000 |
| Vehicle property tax | 1.10% | None |
| Avg commute (min) | 27 | 20 |
| Home insurance / yr | $2,000 | $900 |
| Auto insurance / yr | $1,400 | $1,500 |
| Flood insurance / yr | $800 | $650 |
| Earthquake insurance / yr | $100 | $600 |
| Electricity ¢/kWh | 16.3 | 15.8 |
| Gas $/gal | 3.20 | 4.10 |
| Natural gas / mo | $62 | $58 |
| Water & sewer / mo | $78 | $224 |
| Home internet / mo | $80 | $82 |
| Violent crime /100k | 400 | 340 |
| Avg summer high °F | 89 | 82 |
| Avg winter low °F | 30 | 34 |
| Annual precipitation (in) | 43.6 | 43.7 |
| Annual snowfall (in) | 3.5 | 5.0 |
| Sunshine (% possible) | 62% | 48% |
| Permit difficulty (1–5) | 3 | 4 |