Charlotte, NC vs Gulfport, MS
Moving from Charlotte to Gulfport? Here's what changes — from your equivalent salary to housing ($390,321 → $224,666 median home) and taxes.
Charlotte vs Gulfport at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Charlotte, NC, you'd need about $91,324 in Gulfport, MS (−$8,676).
Livability — Charlotte, NC: 66 · Gulfport, MS: 77 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,561 sqft in Charlotte vs 4,562 sqft in Gulfport ($195 vs $110 per sqft).
Annual cost breakdown (at $100,000)
| Category | Charlotte, NC | Gulfport, MS | Difference |
|---|---|---|---|
| Housing | $20,880 | $17,076 | −$3,804 |
| Groceries | $4,834 | $4,722 | −$112 |
| Transportation | $3,130 | $3,410 | +$280 |
| Utilities | $1,752 | $1,812 | +$60 |
| Insurance | $2,000 | $3,100 | +$1,100 |
| Taxes | $8,740 | $8,466 | −$274 |
| Total | $41,336 | $38,586 | −$2,750 |
Side by side
| Metric | Charlotte, NC | Gulfport, MS |
|---|---|---|
| Cost-of-living index | 97.3 | 88.9 |
| Unemployment rate | 4.71% | 8.04% |
| Population growth (5-yr) | 10.0% | 7.4% |
| Air quality (median AQI) | 53 | 47 |
| Big Mac price (est.) | $5.54 | $5.06 |
| Median home price | $390,321 | $224,666 |
| Home price ÷ income | 5.1× | 3.9× |
| 1-yr home appreciation | -0.4% | 0.9% |
| Price per square foot | $195 | $110 |
| Median rent | $1,740 | $1,423 |
| Total tax burden (% income) | 9.9% | 9.8% |
| Combined sales tax | 6.98% | 7.07% |
| Capital gains tax | 4.25% | 4.70% |
| Property tax rate | 0.72% | 0.73% |
| Healthcare (annual) | $6,600 | $6,300 |
| Childcare (annual, infant) | $10,000 | $6,000 |
| Vehicle property tax | 1.10% | 3.42% |
| Avg commute (min) | 27 | 26 |
| Home insurance / yr | $2,000 | $3,100 |
| Auto insurance / yr | $1,400 | $1,900 |
| Flood insurance / yr | $800 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.3 | 16.8 |
| Gas $/gal | 3.20 | 2.90 |
| Violent crime /100k | 400 | 280 |
| Avg summer high °F | 89 | 92 |
| Avg winter low °F | 30 | 38 |
| Permit difficulty (1–5) | 3 | 2 |