Charlotte, NC vs Manchester, NH
Moving from Charlotte to Manchester? Here's what changes — from your equivalent salary to housing ($390,321 → $526,340 median home) and taxes.
Charlotte vs Manchester at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Charlotte, NC, you'd need about $108,527 in Manchester, NH (+$8,527).
Livability — Charlotte, NC: 66 · Manchester, NH: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,561 sqft in Charlotte vs 1,710 sqft in Manchester ($195 vs $292 per sqft).
Annual cost breakdown (at $100,000)
| Category | Charlotte, NC | Manchester, NH | Difference |
|---|---|---|---|
| Housing | $20,880 | $25,632 | +$4,752 |
| Groceries | $4,834 | $4,935 | +$102 |
| Transportation | $3,130 | $2,955 | −$175 |
| Utilities | $1,752 | $2,940 | +$1,188 |
| Insurance | $2,000 | $1,000 | −$1,000 |
| Taxes | $8,740 | $6,681 | −$2,059 |
| Total | $41,336 | $44,143 | +$2,808 |
Side by side
| Metric | Charlotte, NC | Manchester, NH |
|---|---|---|
| Cost-of-living index | 97.3 | 105.6 |
| Unemployment rate | 4.71% | 3.69% |
| Population growth (5-yr) | 10.0% | 4.0% |
| Air quality (median AQI) | 53 | 37 |
| Big Mac price (est.) | $5.54 | $6.01 |
| Median home price | $390,321 | $526,340 |
| Home price ÷ income | 5.1× | 5.5× |
| 1-yr home appreciation | -0.4% | 2.2% |
| Price per square foot | $195 | $292 |
| Median rent | $1,740 | $2,136 |
| Total tax burden (% income) | 9.9% | 9.6% |
| Combined sales tax | 6.98% | 0.00% |
| Capital gains tax | 4.25% | None |
| Property tax rate | 0.72% | 1.88% |
| Healthcare (annual) | $6,600 | $7,800 |
| Childcare (annual, infant) | $10,000 | $15,000 |
| Vehicle property tax | 1.10% | 1.80% |
| Avg commute (min) | 27 | 27 |
| Home insurance / yr | $2,000 | $1,000 |
| Auto insurance / yr | $1,400 | $1,200 |
| Flood insurance / yr | $800 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.3 | 27.2 |
| Gas $/gal | 3.20 | 3.25 |
| Violent crime /100k | 400 | 120 |
| Avg summer high °F | 89 | 81 |
| Avg winter low °F | 30 | 10 |
| Permit difficulty (1–5) | 3 | 3 |