Charlotte, NC vs Mobile, AL
Moving from Charlotte to Mobile? Here's what changes — from your equivalent salary to housing ($390,321 → $197,857 median home) and taxes.
Charlotte vs Mobile at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Charlotte, NC, you'd need about $91,179 in Mobile, AL (−$8,821).
Livability — Charlotte, NC: 66 · Mobile, AL: 73 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,561 sqft in Charlotte vs 5,181 sqft in Mobile ($195 vs $97 per sqft).
Annual cost breakdown (at $100,000)
| Category | Charlotte, NC | Mobile, AL | Difference |
|---|---|---|---|
| Housing | $20,880 | $15,876 | −$5,004 |
| Groceries | $4,834 | $4,729 | −$105 |
| Transportation | $3,130 | $3,465 | +$335 |
| Utilities | $1,752 | $1,884 | +$132 |
| Insurance | $2,000 | $2,400 | +$400 |
| Taxes | $8,740 | $9,039 | +$299 |
| Total | $41,336 | $37,393 | −$3,943 |
Side by side
| Metric | Charlotte, NC | Mobile, AL |
|---|---|---|
| Cost-of-living index | 97.3 | 88.7 |
| Unemployment rate | 4.71% | 5.91% |
| Population growth (5-yr) | 10.0% | 3.6% |
| Air quality (median AQI) | 53 | 45 |
| Big Mac price (est.) | $5.54 | $5.05 |
| Median home price | $390,321 | $197,857 |
| Home price ÷ income | 5.1× | 3.6× |
| 1-yr home appreciation | -0.4% | -0.4% |
| Price per square foot | $195 | $97 |
| Median rent | $1,740 | $1,323 |
| Total tax burden (% income) | 9.9% | 9.8% |
| Combined sales tax | 6.98% | 9.25% |
| Capital gains tax | 4.25% | 5.00% |
| Property tax rate | 0.72% | 0.49% |
| Healthcare (annual) | $6,600 | $6,200 |
| Childcare (annual, infant) | $10,000 | $7,000 |
| Vehicle property tax | 1.10% | 0.70% |
| Avg commute (min) | 27 | 26 |
| Home insurance / yr | $2,000 | $2,400 |
| Auto insurance / yr | $1,400 | $1,900 |
| Flood insurance / yr | $800 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.3 | 17.4 |
| Gas $/gal | 3.20 | 2.95 |
| Violent crime /100k | 400 | 450 |
| Avg summer high °F | 89 | 91 |
| Avg winter low °F | 30 | 33 |
| Permit difficulty (1–5) | 3 | 2 |