Chattanooga, TN vs Washington, DC
Moving from Chattanooga to Washington? Here's what changes — from your equivalent salary to housing ($326,370 → $583,013 median home) and taxes.
Chattanooga vs Washington at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Chattanooga, TN, you'd need about $118,617 in Washington, DC (+$18,617).
Livability — Chattanooga, TN: 67 · Washington, DC: 39 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,064 sqft in Chattanooga vs 1,286 sqft in Washington ($163 vs $389 per sqft).
Annual cost breakdown (at $100,000)
| Category | Chattanooga, TN | Washington, DC | Difference |
|---|---|---|---|
| Housing | $18,360 | $28,992 | +$10,632 |
| Groceries | $4,704 | $5,318 | +$614 |
| Transportation | $3,130 | $3,855 | +$725 |
| Utilities | $1,608 | $2,748 | +$1,140 |
| Insurance | $2,200 | $1,400 | −$800 |
| Taxes | $4,907 | $17,710 | +$12,804 |
| Total | $34,908 | $60,023 | +$25,115 |
Side by side
| Metric | Chattanooga, TN | Washington, DC |
|---|---|---|
| Cost-of-living index | 92.3 | 109.5 |
| Unemployment rate | 4.49% | 4.87% |
| Population growth (5-yr) | 2.9% | 4.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.25 | $6.23 |
| Median home price | $326,370 | $583,013 |
| Home price ÷ income | 5.0× | 4.9× |
| 1-yr home appreciation | 0.2% | -0.5% |
| Price per square foot | $163 | $389 |
| Median rent | $1,530 | $2,416 |
| Total tax burden (% income) | 7.6% | 12.0% |
| Combined sales tax | 9.55% | 6.00% |
| Capital gains tax | None | 10.75% |
| Property tax rate | 0.71% | 0.95% |
| Healthcare (annual) | $6,300 | $7,800 |
| Childcare (annual, infant) | $9,000 | $26,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 24 | 34 |
| Home insurance / yr | $2,200 | $1,400 |
| Auto insurance / yr | $1,600 | $2,000 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $350 | $100 |
| Electricity ¢/kWh | 14.9 | 25.4 |
| Gas $/gal | 2.95 | 3.40 |
| Natural gas / mo | $62 | $80 |
| Water & sewer / mo | $121 | $271 |
| Home internet / mo | $80 | $81 |
| Violent crime /100k | 600 | 1,000 |
| Avg summer high °F | 89 | 88 |
| Avg winter low °F | 30 | 29 |
| Annual precipitation (in) | 50.5 | 41.8 |
| Annual snowfall (in) | 4.7 | 13.7 |
| Sunshine (% possible) | 60% | 56% |
| Permit difficulty (1–5) | 2 | 4 |