Chicago, IL vs Birmingham, AL
Moving from Chicago to Birmingham? Here's what changes — from your equivalent salary to housing ($353,998 → $262,556 median home) and taxes.
Chicago vs Birmingham at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Chicago, IL, you'd need about $89,539 in Birmingham, AL (−$10,461).
Livability — Chicago, IL: 63 · Birmingham, AL: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,402 sqft in Chicago vs 3,903 sqft in Birmingham ($208 vs $128 per sqft).
Annual cost breakdown (at $100,000)
| Category | Chicago, IL | Birmingham, AL | Difference |
|---|---|---|---|
| Housing | $27,192 | $17,376 | −$9,816 |
| Groceries | $5,215 | $4,729 | −$486 |
| Transportation | $3,550 | $3,465 | −$85 |
| Utilities | $2,208 | $1,884 | −$324 |
| Insurance | $1,900 | $2,400 | +$500 |
| Taxes | $14,141 | $9,314 | −$4,827 |
| Total | $54,206 | $39,168 | −$15,038 |
Side by side
| Metric | Chicago, IL | Birmingham, AL |
|---|---|---|
| Cost-of-living index | 102.5 | 91.8 |
| Unemployment rate | 6.19% | 4.90% |
| Population growth (5-yr) | 0.2% | -2.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.83 | $5.22 |
| Median home price | $353,998 | $262,556 |
| Home price ÷ income | 4.2× | 3.8× |
| 1-yr home appreciation | 4.4% | 2.0% |
| Price per square foot | $208 | $128 |
| Median rent | $2,266 | $1,448 |
| Total tax burden (% income) | 12.9% | 9.8% |
| Combined sales tax | 8.86% | 9.25% |
| Capital gains tax | 4.95% | 5.00% |
| Property tax rate | 2.11% | 0.50% |
| Healthcare (annual) | $6,800 | $6,200 |
| Childcare (annual, infant) | $14,000 | $7,000 |
| Vehicle property tax | None | 0.70% |
| Avg commute (min) | 31 | 27 |
| Home insurance / yr | $1,900 | $2,400 |
| Auto insurance / yr | $1,600 | $1,900 |
| Flood insurance / yr | $700 | $800 |
| Earthquake insurance / yr | $300 | $100 |
| Electricity ¢/kWh | 20.5 | 17.4 |
| Gas $/gal | 3.60 | 2.95 |
| Natural gas / mo | $82 | $78 |
| Water & sewer / mo | $57 | $117 |
| Home internet / mo | $77 | $76 |
| Violent crime /100k | 430 | 450 |
| Avg summer high °F | 85 | 91 |
| Avg winter low °F | 15 | 33 |
| Annual precipitation (in) | 40.9 | 56.6 |
| Annual snowfall (in) | 38.8 | 1.4 |
| Sunshine (% possible) | 54% | 58% |
| Permit difficulty (1–5) | 4 | 2 |