Chicago, IL vs Fort Collins, CO
Moving from Chicago to Fort Collins? Here's what changes — from your equivalent salary to housing ($353,998 → $556,500 median home) and taxes.
Chicago vs Fort Collins at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Chicago, IL, you'd need about $94,948 in Fort Collins, CO (−$5,052).
Livability — Chicago, IL: 63 · Fort Collins, CO: 59 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,402 sqft in Chicago vs 1,707 sqft in Fort Collins ($208 vs $293 per sqft).
Annual cost breakdown (at $100,000)
| Category | Chicago, IL | Fort Collins, CO | Difference |
|---|---|---|---|
| Housing | $27,192 | $23,136 | −$4,056 |
| Groceries | $5,215 | $4,814 | −$401 |
| Transportation | $3,550 | $4,050 | +$500 |
| Utilities | $2,208 | $1,788 | −$420 |
| Insurance | $1,900 | $2,800 | +$900 |
| Taxes | $14,141 | $9,647 | −$4,494 |
| Total | $54,206 | $46,234 | −$7,972 |
Side by side
| Metric | Chicago, IL | Fort Collins, CO |
|---|---|---|
| Cost-of-living index | 102.5 | 97.3 |
| Unemployment rate | 6.19% | 4.57% |
| Population growth (5-yr) | 0.2% | 8.6% |
| Air quality (median AQI) | 56 | 54 |
| Big Mac price (est.) | $5.83 | $5.54 |
| Median home price | $353,998 | $556,500 |
| Home price ÷ income | 4.2× | 6.4× |
| 1-yr home appreciation | 4.4% | -1.5% |
| Price per square foot | $208 | $293 |
| Median rent | $2,266 | $1,928 |
| Total tax burden (% income) | 12.9% | 9.7% |
| Combined sales tax | 8.86% | 7.77% |
| Capital gains tax | 4.95% | 4.40% |
| Property tax rate | 2.11% | 0.52% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $14,000 | $16,000 |
| Vehicle property tax | None | 1.79% |
| Avg commute (min) | 31 | 23 |
| Home insurance / yr | $1,900 | $2,800 |
| Auto insurance / yr | $1,600 | $2,000 |
| Flood insurance / yr | $700 | $550 |
| Earthquake insurance / yr | $300 | $100 |
| Electricity ¢/kWh | 20.5 | 16.5 |
| Gas $/gal | 3.60 | 3.30 |
| Violent crime /100k | 430 | 490 |
| Avg summer high °F | 85 | 88 |
| Avg winter low °F | 15 | 18 |
| Permit difficulty (1–5) | 4 | 3 |