Chicago, IL vs Philadelphia, PA
Moving from Chicago to Philadelphia? Here's what changes — from your equivalent salary to housing ($353,998 → $390,463 median home) and taxes.
Chicago vs Philadelphia at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Chicago, IL, you'd need about $99,880 in Philadelphia, PA (−$120).
Livability — Chicago, IL: 63 · Philadelphia, PA: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,402 sqft in Chicago vs 2,241 sqft in Philadelphia ($208 vs $223 per sqft).
Annual cost breakdown (at $100,000)
| Category | Chicago, IL | Philadelphia, PA | Difference |
|---|---|---|---|
| Housing | $27,192 | $22,968 | −$4,224 |
| Groceries | $5,215 | $4,909 | −$306 |
| Transportation | $3,550 | $3,440 | −$110 |
| Utilities | $2,208 | $2,316 | +$108 |
| Insurance | $1,900 | $1,200 | −$700 |
| Taxes | $14,141 | $10,192 | −$3,949 |
| Total | $54,206 | $45,025 | −$9,181 |
Side by side
| Metric | Chicago, IL | Philadelphia, PA |
|---|---|---|
| Cost-of-living index | 102.5 | 102.4 |
| Unemployment rate | 6.19% | 6.12% |
| Population growth (5-yr) | 0.2% | 2.8% |
| Air quality (median AQI) | 56 | 53 |
| Big Mac price (est.) | $5.83 | $5.82 |
| Median home price | $353,998 | $390,463 |
| Home price ÷ income | 4.2× | 4.6× |
| 1-yr home appreciation | 4.4% | 2.5% |
| Price per square foot | $208 | $223 |
| Median rent | $2,266 | $1,914 |
| Total tax burden (% income) | 12.9% | 10.6% |
| Combined sales tax | 8.86% | 6.34% |
| Capital gains tax | 4.95% | 3.07% |
| Property tax rate | 2.11% | 1.61% |
| Healthcare (annual) | $6,800 | $7,000 |
| Childcare (annual, infant) | $14,000 | $12,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 31 | 29 |
| Home insurance / yr | $1,900 | $1,200 |
| Auto insurance / yr | $1,600 | $1,600 |
| Flood insurance / yr | $700 | $650 |
| Earthquake insurance / yr | $300 | $100 |
| Electricity ¢/kWh | 20.5 | 21.5 |
| Gas $/gal | 3.60 | 3.55 |
| Violent crime /100k | 430 | 390 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 15 | 22 |
| Permit difficulty (1–5) | 4 | 3 |