Chicago, IL vs Virginia Beach, VA
Moving from Chicago to Virginia Beach? Here's what changes — from your equivalent salary to housing ($353,998 → $373,678 median home) and taxes.
Chicago vs Virginia Beach at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Chicago, IL, you'd need about $95,352 in Virginia Beach, VA (−$4,648).
Livability — Chicago, IL: 63 · Virginia Beach, VA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,402 sqft in Chicago vs 2,677 sqft in Virginia Beach ($208 vs $187 per sqft).
Annual cost breakdown (at $100,000)
| Category | Chicago, IL | Virginia Beach, VA | Difference |
|---|---|---|---|
| Housing | $27,192 | $22,344 | −$4,848 |
| Groceries | $5,215 | $4,853 | −$362 |
| Transportation | $3,550 | $3,080 | −$470 |
| Utilities | $2,208 | $1,872 | −$336 |
| Insurance | $1,900 | $1,500 | −$400 |
| Taxes | $14,141 | $10,303 | −$3,838 |
| Total | $54,206 | $43,952 | −$10,255 |
Side by side
| Metric | Chicago, IL | Virginia Beach, VA |
|---|---|---|
| Cost-of-living index | 102.5 | 97.7 |
| Unemployment rate | 6.19% | 5.24% |
| Population growth (5-yr) | 0.2% | 4.7% |
| Air quality (median AQI) | 56 | 41 |
| Big Mac price (est.) | $5.83 | $5.56 |
| Median home price | $353,998 | $373,678 |
| Home price ÷ income | 4.2× | 4.8× |
| 1-yr home appreciation | 4.4% | 2.5% |
| Price per square foot | $208 | $187 |
| Median rent | $2,266 | $1,862 |
| Total tax burden (% income) | 12.9% | 12.5% |
| Combined sales tax | 8.86% | 5.73% |
| Capital gains tax | 4.95% | 5.75% |
| Property tax rate | 2.11% | 0.86% |
| Healthcare (annual) | $6,800 | $6,800 |
| Childcare (annual, infant) | $14,000 | $15,000 |
| Vehicle property tax | None | 3.97% |
| Avg commute (min) | 31 | 25 |
| Home insurance / yr | $1,900 | $1,500 |
| Auto insurance / yr | $1,600 | $1,400 |
| Flood insurance / yr | $700 | $700 |
| Earthquake insurance / yr | $300 | $100 |
| Electricity ¢/kWh | 20.5 | 17.4 |
| Gas $/gal | 3.60 | 3.20 |
| Violent crime /100k | 430 | 200 |
| Avg summer high °F | 85 | 87 |
| Avg winter low °F | 15 | 28 |
| Permit difficulty (1–5) | 4 | 3 |