Cincinnati, OH vs Charleston, WV
Moving from Cincinnati to Charleston? Here's what changes — from your equivalent salary to housing ($311,270 → $148,817 median home) and taxes.
Cincinnati vs Charleston at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cincinnati, OH, you'd need about $94,517 in Charleston, WV (−$5,483).
Livability — Cincinnati, OH: 70 · Charleston, WV: 77 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,651 sqft in Cincinnati vs 5,714 sqft in Charleston ($189 vs $88 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cincinnati, OH | Charleston, WV | Difference |
|---|---|---|---|
| Housing | $18,900 | $15,180 | −$3,720 |
| Groceries | $4,718 | $4,767 | +$49 |
| Transportation | $3,025 | $3,410 | +$385 |
| Utilities | $2,100 | $1,740 | −$360 |
| Insurance | $1,300 | $1,300 | +$0 |
| Taxes | $8,820 | $8,230 | −$590 |
| Total | $38,863 | $34,627 | −$4,236 |
Side by side
| Metric | Cincinnati, OH | Charleston, WV |
|---|---|---|
| Cost-of-living index | 94.2 | 89.1 |
| Unemployment rate | 4.37% | 5.76% |
| Population growth (5-yr) | 4.5% | 17.3% |
| Air quality (median AQI) | 54 | 40 |
| Big Mac price (est.) | $5.36 | $5.07 |
| Median home price | $311,270 | $148,817 |
| Home price ÷ income | 4.1× | 2.7× |
| 1-yr home appreciation | 2.5% | 0.0% |
| Price per square foot | $189 | $88 |
| Median rent | $1,575 | $1,265 |
| Total tax burden (% income) | 10.0% | 9.8% |
| Combined sales tax | 7.24% | 6.55% |
| Capital gains tax | 3.50% | 5.12% |
| Property tax rate | 1.26% | 0.65% |
| Healthcare (annual) | $6,400 | $7,200 |
| Childcare (annual, infant) | $10,000 | $9,000 |
| Vehicle property tax | None | 1.66% |
| Avg commute (min) | 25 | 25 |
| Home insurance / yr | $1,300 | $1,300 |
| Auto insurance / yr | $1,300 | $1,700 |
| Flood insurance / yr | $600 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 16.1 |
| Gas $/gal | 3.25 | 3.30 |
| Violent crime /100k | 300 | 280 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 20 | 26 |
| Permit difficulty (1–5) | 2 | 2 |