Cincinnati, OH vs Chicago, IL
Moving from Cincinnati to Chicago? Here's what changes — from your equivalent salary to housing ($311,270 → $353,998 median home) and taxes.
Cincinnati vs Chicago at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cincinnati, OH, you'd need about $108,768 in Chicago, IL (+$8,768).
Livability — Cincinnati, OH: 70 · Chicago, IL: 63 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,651 sqft in Cincinnati vs 2,402 sqft in Chicago ($189 vs $208 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cincinnati, OH | Chicago, IL | Difference |
|---|---|---|---|
| Housing | $18,900 | $27,192 | +$8,292 |
| Groceries | $4,718 | $5,215 | +$498 |
| Transportation | $3,025 | $3,550 | +$525 |
| Utilities | $2,100 | $2,208 | +$108 |
| Insurance | $1,300 | $1,900 | +$600 |
| Taxes | $8,820 | $14,141 | +$5,321 |
| Total | $38,863 | $54,206 | +$15,344 |
Side by side
| Metric | Cincinnati, OH | Chicago, IL |
|---|---|---|
| Cost-of-living index | 94.2 | 102.5 |
| Unemployment rate | 4.37% | 6.19% |
| Population growth (5-yr) | 4.5% | 0.2% |
| Air quality (median AQI) | 54 | 56 |
| Big Mac price (est.) | $5.36 | $5.83 |
| Median home price | $311,270 | $353,998 |
| Home price ÷ income | 4.1× | 4.2× |
| 1-yr home appreciation | 2.5% | 4.4% |
| Price per square foot | $189 | $208 |
| Median rent | $1,575 | $2,266 |
| Total tax burden (% income) | 10.0% | 12.9% |
| Combined sales tax | 7.24% | 8.86% |
| Capital gains tax | 3.50% | 4.95% |
| Property tax rate | 1.26% | 2.11% |
| Healthcare (annual) | $6,400 | $6,800 |
| Childcare (annual, infant) | $10,000 | $14,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 25 | 31 |
| Home insurance / yr | $1,300 | $1,900 |
| Auto insurance / yr | $1,300 | $1,600 |
| Flood insurance / yr | $600 | $700 |
| Earthquake insurance / yr | $100 | $300 |
| Electricity ¢/kWh | 19.5 | 20.5 |
| Gas $/gal | 3.25 | 3.60 |
| Violent crime /100k | 300 | 430 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 20 | 15 |
| Permit difficulty (1–5) | 2 | 4 |