Cincinnati, OH vs Des Moines, IA
Moving from Cincinnati to Des Moines? Here's what changes — from your equivalent salary to housing ($311,270 → $296,070 median home) and taxes.
Cincinnati vs Des Moines at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cincinnati, OH, you'd need about $98,438 in Des Moines, IA (−$1,562).
Livability — Cincinnati, OH: 70 · Des Moines, IA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,651 sqft in Cincinnati vs 2,787 sqft in Des Moines ($189 vs $179 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cincinnati, OH | Des Moines, IA | Difference |
|---|---|---|---|
| Housing | $18,900 | $15,516 | −$3,384 |
| Groceries | $4,718 | $4,831 | +$113 |
| Transportation | $3,025 | $3,150 | +$125 |
| Utilities | $2,100 | $1,500 | −$600 |
| Insurance | $1,300 | $1,700 | +$400 |
| Taxes | $8,820 | $10,265 | +$1,445 |
| Total | $38,863 | $36,962 | −$1,901 |
Side by side
| Metric | Cincinnati, OH | Des Moines, IA |
|---|---|---|
| Cost-of-living index | 94.2 | 92.8 |
| Unemployment rate | 4.37% | 4.14% |
| Population growth (5-yr) | 4.5% | 14.2% |
| Air quality (median AQI) | 54 | 45 |
| Big Mac price (est.) | $5.36 | $5.28 |
| Median home price | $311,270 | $296,070 |
| Home price ÷ income | 4.1× | 3.7× |
| 1-yr home appreciation | 2.5% | 1.2% |
| Price per square foot | $189 | $179 |
| Median rent | $1,575 | $1,293 |
| Total tax burden (% income) | 10.0% | 11.2% |
| Combined sales tax | 7.24% | 6.94% |
| Capital gains tax | 3.50% | 3.80% |
| Property tax rate | 1.26% | 1.71% |
| Healthcare (annual) | $6,400 | $6,400 |
| Childcare (annual, infant) | $10,000 | $11,000 |
| Vehicle property tax | None | 1.00% |
| Avg commute (min) | 25 | 21 |
| Home insurance / yr | $1,300 | $1,700 |
| Auto insurance / yr | $1,300 | $1,200 |
| Flood insurance / yr | $600 | $700 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 13.9 |
| Gas $/gal | 3.25 | 3.10 |
| Violent crime /100k | 300 | 300 |
| Avg summer high °F | 85 | 85 |
| Avg winter low °F | 20 | 12 |
| Permit difficulty (1–5) | 2 | 2 |