Cincinnati, OH vs Phoenix, AZ
Moving from Cincinnati to Phoenix? Here's what changes — from your equivalent salary to housing ($311,270 → $448,352 median home) and taxes.
Cincinnati vs Phoenix at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cincinnati, OH, you'd need about $111,093 in Phoenix, AZ (+$11,093).
Livability — Cincinnati, OH: 70 · Phoenix, AZ: 62 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,651 sqft in Cincinnati vs 2,063 sqft in Phoenix ($189 vs $242 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cincinnati, OH | Phoenix, AZ | Difference |
|---|---|---|---|
| Housing | $18,900 | $20,904 | +$2,004 |
| Groceries | $4,718 | $4,919 | +$201 |
| Transportation | $3,025 | $3,960 | +$935 |
| Utilities | $2,100 | $1,668 | −$432 |
| Insurance | $1,300 | $1,800 | +$500 |
| Taxes | $8,820 | $7,280 | −$1,540 |
| Total | $38,863 | $40,531 | +$1,668 |
Side by side
| Metric | Cincinnati, OH | Phoenix, AZ |
|---|---|---|
| Cost-of-living index | 94.2 | 104.7 |
| Unemployment rate | 4.37% | 4.88% |
| Population growth (5-yr) | 4.5% | 6.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.36 | $5.96 |
| Median home price | $311,270 | $448,352 |
| Home price ÷ income | 4.1× | 5.6× |
| 1-yr home appreciation | 2.5% | -1.7% |
| Price per square foot | $189 | $242 |
| Median rent | $1,575 | $1,742 |
| Total tax burden (% income) | 10.0% | 9.5% |
| Combined sales tax | 7.24% | 8.38% |
| Capital gains tax | 3.50% | 2.50% |
| Property tax rate | 1.26% | 0.51% |
| Healthcare (annual) | $6,400 | $6,300 |
| Childcare (annual, infant) | $10,000 | $12,500 |
| Vehicle property tax | None | 1.68% |
| Avg commute (min) | 25 | 27 |
| Home insurance / yr | $1,300 | $1,800 |
| Auto insurance / yr | $1,300 | $1,900 |
| Flood insurance / yr | $600 | $550 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 15.5 |
| Gas $/gal | 3.25 | 3.60 |
| Natural gas / mo | $78 | $54 |
| Water & sewer / mo | $104 | $106 |
| Home internet / mo | $76 | $77 |
| Violent crime /100k | 300 | 430 |
| Avg summer high °F | 85 | 104 |
| Avg winter low °F | 20 | 41 |
| Annual precipitation (in) | 45.3 | 7.2 |
| Annual snowfall (in) | 23.3 | 0.0 |
| Sunshine (% possible) | 50% | 85% |
| Permit difficulty (1–5) | 2 | 2 |