Cincinnati, OH vs Providence, RI
Moving from Cincinnati to Providence? Here's what changes — from your equivalent salary to housing ($311,270 → $524,867 median home) and taxes.
Cincinnati vs Providence at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cincinnati, OH, you'd need about $107,734 in Providence, RI (+$7,734).
Livability — Cincinnati, OH: 70 · Providence, RI: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,651 sqft in Cincinnati vs 1,524 sqft in Providence ($189 vs $328 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cincinnati, OH | Providence, RI | Difference |
|---|---|---|---|
| Housing | $18,900 | $25,956 | +$7,056 |
| Groceries | $4,718 | $4,922 | +$204 |
| Transportation | $3,025 | $3,875 | +$850 |
| Utilities | $2,100 | $3,060 | +$960 |
| Insurance | $1,300 | $1,700 | +$400 |
| Taxes | $8,820 | $13,121 | +$4,301 |
| Total | $38,863 | $52,634 | +$13,771 |
Side by side
| Metric | Cincinnati, OH | Providence, RI |
|---|---|---|
| Cost-of-living index | 94.2 | 101.5 |
| Unemployment rate | 4.37% | 5.82% |
| Population growth (5-yr) | 4.5% | 3.6% |
| Air quality (median AQI) | 54 | 42 |
| Big Mac price (est.) | $5.36 | $5.78 |
| Median home price | $311,270 | $524,867 |
| Home price ÷ income | 4.1× | 6.5× |
| 1-yr home appreciation | 2.5% | 3.1% |
| Price per square foot | $189 | $328 |
| Median rent | $1,575 | $2,163 |
| Total tax burden (% income) | 10.0% | 11.4% |
| Combined sales tax | 7.24% | 7.00% |
| Capital gains tax | 3.50% | 5.99% |
| Property tax rate | 1.26% | 1.31% |
| Healthcare (annual) | $6,400 | $7,600 |
| Childcare (annual, infant) | $10,000 | $13,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 25 | 26 |
| Home insurance / yr | $1,300 | $1,700 |
| Auto insurance / yr | $1,300 | $2,100 |
| Flood insurance / yr | $600 | $900 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 28.3 |
| Gas $/gal | 3.25 | 3.35 |
| Violent crime /100k | 300 | 240 |
| Avg summer high °F | 85 | 82 |
| Avg winter low °F | 20 | 21 |
| Permit difficulty (1–5) | 2 | 4 |