Cleveland, OH vs Albany, NY
Moving from Cleveland to Albany? Here's what changes — from your equivalent salary to housing ($252,210 → $370,533 median home) and taxes.
Cleveland vs Albany at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cleveland, OH, you'd need about $107,415 in Albany, NY (+$7,415).
Livability — Cleveland, OH: 71 · Albany, NY: 58 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,270 sqft in Cleveland vs 2,159 sqft in Albany ($153 vs $232 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cleveland, OH | Albany, NY | Difference |
|---|---|---|---|
| Housing | $17,532 | $20,172 | +$2,640 |
| Groceries | $4,830 | $4,868 | +$38 |
| Transportation | $3,025 | $3,895 | +$870 |
| Utilities | $2,100 | $3,180 | +$1,080 |
| Insurance | $1,300 | $1,600 | +$300 |
| Taxes | $9,518 | $18,849 | +$9,331 |
| Total | $38,305 | $52,564 | +$14,259 |
Side by side
| Metric | Cleveland, OH | Albany, NY |
|---|---|---|
| Cost-of-living index | 91.4 | 98.2 |
| Unemployment rate | 5.88% | 4.97% |
| Population growth (5-yr) | 0.8% | 2.3% |
| Air quality (median AQI) | 55 | 37 |
| Big Mac price (est.) | $5.20 | $5.59 |
| Median home price | $252,210 | $370,533 |
| Home price ÷ income | 3.8× | 4.4× |
| 1-yr home appreciation | 4.3% | 5.5% |
| Price per square foot | $153 | $232 |
| Median rent | $1,461 | $1,681 |
| Total tax burden (% income) | 10.0% | 15.9% |
| Combined sales tax | 7.24% | 8.52% |
| Capital gains tax | 3.50% | 10.90% |
| Property tax rate | 1.84% | 1.95% |
| Healthcare (annual) | $6,400 | $7,800 |
| Childcare (annual, infant) | $10,000 | $17,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 25 | 23 |
| Home insurance / yr | $1,300 | $1,600 |
| Auto insurance / yr | $1,300 | $2,100 |
| Flood insurance / yr | $600 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 29.4 |
| Gas $/gal | 3.25 | 3.45 |
| Violent crime /100k | 300 | 350 |
| Avg summer high °F | 85 | 83 |
| Avg winter low °F | 20 | 16 |
| Permit difficulty (1–5) | 2 | 5 |