Cleveland, OH vs Fargo, ND
Moving from Cleveland to Fargo? Here's what changes — from your equivalent salary to housing ($252,210 → $327,854 median home) and taxes.
Cleveland vs Fargo at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cleveland, OH, you'd need about $97,522 in Fargo, ND (−$2,478).
Livability — Cleveland, OH: 71 · Fargo, ND: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,270 sqft in Cleveland vs 2,592 sqft in Fargo ($153 vs $193 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cleveland, OH | Fargo, ND | Difference |
|---|---|---|---|
| Housing | $17,532 | $13,872 | −$3,660 |
| Groceries | $4,830 | $4,850 | +$20 |
| Transportation | $3,025 | $3,130 | +$105 |
| Utilities | $2,100 | $1,332 | −$768 |
| Insurance | $1,300 | $2,100 | +$800 |
| Taxes | $9,518 | $8,083 | −$1,435 |
| Total | $38,305 | $33,367 | −$4,938 |
Side by side
| Metric | Cleveland, OH | Fargo, ND |
|---|---|---|
| Cost-of-living index | 91.4 | 89.1 |
| Unemployment rate | 5.88% | 3.11% |
| Population growth (5-yr) | 0.8% | 8.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.20 | $5.07 |
| Median home price | $252,210 | $327,854 |
| Home price ÷ income | 3.8× | 4.5× |
| 1-yr home appreciation | 4.3% | 3.2% |
| Price per square foot | $153 | $193 |
| Median rent | $1,461 | $1,156 |
| Total tax burden (% income) | 10.0% | 8.8% |
| Combined sales tax | 7.24% | 7.04% |
| Capital gains tax | 3.50% | 2.50% |
| Property tax rate | 1.84% | 1.20% |
| Healthcare (annual) | $6,400 | $7,000 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 25 | 18 |
| Home insurance / yr | $1,300 | $2,100 |
| Auto insurance / yr | $1,300 | $1,400 |
| Flood insurance / yr | $600 | $650 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 19.5 | 12.3 |
| Gas $/gal | 3.25 | 3.20 |
| Natural gas / mo | $78 | $62 |
| Water & sewer / mo | $104 | $70 |
| Home internet / mo | $76 | $88 |
| Violent crime /100k | 300 | 290 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 20 | -2 |
| Annual precipitation (in) | 41.0 | 22.6 |
| Annual snowfall (in) | 63.8 | 50.0 |
| Sunshine (% possible) | 49% | 57% |
| Permit difficulty (1–5) | 2 | 2 |