Cleveland, OH vs Modesto, CA
Moving from Cleveland to Modesto? Here's what changes — from your equivalent salary to housing ($252,210 → $468,302 median home) and taxes.
Cleveland vs Modesto at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Cleveland, OH, you'd need about $115,019 in Modesto, CA (+$15,019).
Livability — Cleveland, OH: 71 · Modesto, CA: 52 (0–100).
What your home budget buys
A $500,000 home budget gets you about 3,270 sqft in Cleveland vs 1,602 sqft in Modesto ($153 vs $312 per sqft).
Annual cost breakdown (at $100,000)
| Category | Cleveland, OH | Modesto, CA | Difference |
|---|---|---|---|
| Housing | $17,532 | $24,624 | +$7,092 |
| Groceries | $4,830 | $5,247 | +$417 |
| Transportation | $3,025 | $5,125 | +$2,100 |
| Utilities | $2,100 | $3,804 | +$1,704 |
| Insurance | $1,300 | $1,500 | +$200 |
| Taxes | $9,518 | $19,239 | +$9,721 |
| Total | $38,305 | $59,539 | +$21,234 |
Side by side
| Metric | Cleveland, OH | Modesto, CA |
|---|---|---|
| Cost-of-living index | 91.4 | 105.1 |
| Unemployment rate | 5.88% | 8.16% |
| Population growth (5-yr) | 0.8% | 3.1% |
| Air quality (median AQI) | 55 | 53 |
| Big Mac price (est.) | $5.20 | $5.98 |
| Median home price | $252,210 | $468,302 |
| Home price ÷ income | 3.8× | 6.3× |
| 1-yr home appreciation | 4.3% | -0.8% |
| Price per square foot | $153 | $312 |
| Median rent | $1,461 | $2,052 |
| Total tax burden (% income) | 10.0% | 13.5% |
| Combined sales tax | 7.24% | 8.82% |
| Capital gains tax | 3.50% | 13.30% |
| Property tax rate | 1.84% | 0.73% |
| Healthcare (annual) | $6,400 | $7,200 |
| Childcare (annual, infant) | $10,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 25 | 31 |
| Home insurance / yr | $1,300 | $1,500 |
| Auto insurance / yr | $1,300 | $2,400 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 19.5 | 35.3 |
| Gas $/gal | 3.25 | 4.85 |
| Violent crime /100k | 300 | 500 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 20 | 45 |
| Permit difficulty (1–5) | 2 | 5 |