Dallas, TX vs Chattanooga, TN
Moving from Dallas to Chattanooga? Here's what changes — from your equivalent salary to housing ($366,823 → $326,370 median home) and taxes.
Dallas vs Chattanooga at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Dallas, TX, you'd need about $90,106 in Chattanooga, TN (−$9,894).
Livability — Dallas, TX: 67 · Chattanooga, TN: 67 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,862 sqft in Dallas vs 3,064 sqft in Chattanooga ($175 vs $163 per sqft).
Annual cost breakdown (at $100,000)
| Category | Dallas, TX | Chattanooga, TN | Difference |
|---|---|---|---|
| Housing | $20,136 | $18,360 | −$1,776 |
| Groceries | $5,182 | $4,704 | −$478 |
| Transportation | $3,675 | $3,130 | −$545 |
| Utilities | $1,836 | $1,608 | −$228 |
| Insurance | $3,600 | $2,200 | −$1,400 |
| Taxes | $8,136 | $4,907 | −$3,229 |
| Total | $42,565 | $34,908 | −$7,657 |
Side by side
| Metric | Dallas, TX | Chattanooga, TN |
|---|---|---|
| Cost-of-living index | 102.5 | 92.3 |
| Unemployment rate | 4.62% | 4.49% |
| Population growth (5-yr) | 8.0% | 2.9% |
| Air quality (median AQI) | 59 | 52 |
| Big Mac price (est.) | $5.83 | $5.25 |
| Median home price | $366,823 | $326,370 |
| Home price ÷ income | 4.4× | 5.0× |
| 1-yr home appreciation | -3.3% | 0.2% |
| Price per square foot | $175 | $163 |
| Median rent | $1,678 | $1,530 |
| Total tax burden (% income) | 8.6% | 7.6% |
| Combined sales tax | 8.20% | 9.55% |
| Capital gains tax | None | None |
| Property tax rate | 1.76% | 0.71% |
| Healthcare (annual) | $6,800 | $6,300 |
| Childcare (annual, infant) | $9,500 | $9,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 28 | 24 |
| Home insurance / yr | $3,600 | $2,200 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $900 | $700 |
| Earthquake insurance / yr | $100 | $350 |
| Electricity ¢/kWh | 17.0 | 14.9 |
| Gas $/gal | 3.00 | 2.95 |
| Violent crime /100k | 430 | 600 |
| Avg summer high °F | 96 | 89 |
| Avg winter low °F | 38 | 30 |
| Permit difficulty (1–5) | 2 | 2 |