Dallas, TX vs Indianapolis, IN
Moving from Dallas to Indianapolis? Here's what changes — from your equivalent salary to housing ($366,823 → $295,921 median home) and taxes.
Dallas vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Dallas, TX, you'd need about $92,350 in Indianapolis, IN (−$7,650).
Livability — Dallas, TX: 67 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,862 sqft in Dallas vs 3,211 sqft in Indianapolis ($175 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Dallas, TX | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $20,136 | $18,636 | −$1,500 |
| Groceries | $5,182 | $4,740 | −$442 |
| Transportation | $3,675 | $3,250 | −$425 |
| Utilities | $1,836 | $1,932 | +$96 |
| Insurance | $3,600 | $1,600 | −$2,000 |
| Taxes | $8,136 | $7,367 | −$769 |
| Total | $42,565 | $37,525 | −$5,040 |
Side by side
| Metric | Dallas, TX | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 102.5 | 94.7 |
| Unemployment rate | 4.62% | 4.28% |
| Population growth (5-yr) | 8.0% | 6.1% |
| Air quality (median AQI) | 59 | 55 |
| Big Mac price (est.) | $5.83 | $5.39 |
| Median home price | $366,823 | $295,921 |
| Home price ÷ income | 4.4× | 4.0× |
| 1-yr home appreciation | -3.3% | 1.3% |
| Price per square foot | $175 | $156 |
| Median rent | $1,678 | $1,553 |
| Total tax burden (% income) | 8.6% | 9.3% |
| Combined sales tax | 8.20% | 7.00% |
| Capital gains tax | None | 3.05% |
| Property tax rate | 1.76% | 0.84% |
| Healthcare (annual) | $6,800 | $6,600 |
| Childcare (annual, infant) | $9,500 | $12,000 |
| Vehicle property tax | None | 1.20% |
| Avg commute (min) | 28 | 25 |
| Home insurance / yr | $3,600 | $1,600 |
| Auto insurance / yr | $2,100 | $1,400 |
| Flood insurance / yr | $900 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 17.0 | 17.9 |
| Gas $/gal | 3.00 | 3.30 |
| Violent crime /100k | 430 | 360 |
| Avg summer high °F | 96 | 86 |
| Avg winter low °F | 38 | 20 |
| Permit difficulty (1–5) | 2 | 2 |