Dallas, TX vs Louisville/Jefferson County, KY
Moving from Dallas to Louisville/Jefferson County? Here's what changes — from your equivalent salary to housing ($366,823 → $350,000 median home) and taxes.
Dallas vs Louisville/Jefferson County at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Dallas, TX, you'd need about $90,928 in Louisville/Jefferson County, KY (−$9,072).
Livability — Dallas, TX: 67 · Louisville/Jefferson County, KY: 72 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,862 sqft in Dallas vs 2,500 sqft in Louisville/Jefferson County ($175 vs $200 per sqft).
Annual cost breakdown (at $100,000)
| Category | Dallas, TX | Louisville/Jefferson County, KY | Difference |
|---|---|---|---|
| Housing | $20,136 | $18,000 | −$2,136 |
| Groceries | $5,182 | $4,716 | −$467 |
| Transportation | $3,675 | $3,870 | +$195 |
| Utilities | $1,836 | $1,620 | −$216 |
| Insurance | $3,600 | $2,200 | −$1,400 |
| Taxes | $8,136 | $7,922 | −$214 |
| Total | $42,565 | $38,328 | −$4,238 |
Side by side
| Metric | Dallas, TX | Louisville/Jefferson County, KY |
|---|---|---|
| Cost-of-living index | 102.5 | 93.2 |
| Unemployment rate | 4.62% | 4.66% |
| Population growth (5-yr) | 8.0% | 0.3% |
| Air quality (median AQI) | 59 | 51 |
| Big Mac price (est.) | $5.83 | $5.30 |
| Median home price | $366,823 | $350,000 |
| Home price ÷ income | 4.4× | 5.0× |
| 1-yr home appreciation | -3.3% | 3.0% |
| Price per square foot | $175 | $200 |
| Median rent | $1,678 | $1,500 |
| Total tax burden (% income) | 8.6% | 9.6% |
| Combined sales tax | 8.20% | 6.00% |
| Capital gains tax | None | 4.00% |
| Property tax rate | 1.76% | 0.82% |
| Healthcare (annual) | $6,800 | $6,300 |
| Childcare (annual, infant) | $9,500 | $9,000 |
| Vehicle property tax | None | 1.44% |
| Avg commute (min) | 28 | 24 |
| Home insurance / yr | $3,600 | $2,200 |
| Auto insurance / yr | $2,100 | $2,200 |
| Flood insurance / yr | $900 | $700 |
| Earthquake insurance / yr | $100 | $250 |
| Electricity ¢/kWh | 17.0 | 15.0 |
| Gas $/gal | 3.00 | 3.10 |
| Violent crime /100k | 430 | 260 |
| Avg summer high °F | 96 | 88 |
| Avg winter low °F | 38 | 26 |
| Permit difficulty (1–5) | 2 | 2 |