Dallas, TX vs Memphis, TN
Moving from Dallas to Memphis? Here's what changes — from your equivalent salary to housing ($366,823 → $247,229 median home) and taxes.
Dallas vs Memphis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Dallas, TX, you'd need about $89,713 in Memphis, TN (−$10,287).
Livability — Dallas, TX: 67 · Memphis, TN: 70 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,862 sqft in Dallas vs 4,045 sqft in Memphis ($175 vs $124 per sqft).
Annual cost breakdown (at $100,000)
| Category | Dallas, TX | Memphis, TN | Difference |
|---|---|---|---|
| Housing | $20,136 | $17,292 | −$2,844 |
| Groceries | $5,182 | $4,715 | −$467 |
| Transportation | $3,675 | $3,130 | −$545 |
| Utilities | $1,836 | $1,608 | −$228 |
| Insurance | $3,600 | $2,200 | −$1,400 |
| Taxes | $8,136 | $5,158 | −$2,978 |
| Total | $42,565 | $34,103 | −$8,462 |
Side by side
| Metric | Dallas, TX | Memphis, TN |
|---|---|---|
| Cost-of-living index | 102.5 | 91.9 |
| Unemployment rate | 4.62% | 6.84% |
| Population growth (5-yr) | 8.0% | -0.6% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $5.83 | $5.23 |
| Median home price | $366,823 | $247,229 |
| Home price ÷ income | 4.4× | 4.0× |
| 1-yr home appreciation | -3.3% | 0.1% |
| Price per square foot | $175 | $124 |
| Median rent | $1,678 | $1,441 |
| Total tax burden (% income) | 8.6% | 7.6% |
| Combined sales tax | 8.20% | 9.55% |
| Capital gains tax | None | None |
| Property tax rate | 1.76% | 0.87% |
| Healthcare (annual) | $6,800 | $6,300 |
| Childcare (annual, infant) | $9,500 | $9,000 |
| Vehicle property tax | None | None |
| Avg commute (min) | 28 | 24 |
| Home insurance / yr | $3,600 | $2,200 |
| Auto insurance / yr | $2,100 | $1,600 |
| Flood insurance / yr | $900 | $700 |
| Earthquake insurance / yr | $100 | $350 |
| Electricity ¢/kWh | 17.0 | 14.9 |
| Gas $/gal | 3.00 | 2.95 |
| Natural gas / mo | $52 | $62 |
| Water & sewer / mo | $134 | $121 |
| Home internet / mo | $83 | $80 |
| Violent crime /100k | 430 | 600 |
| Avg summer high °F | 96 | 89 |
| Avg winter low °F | 38 | 30 |
| Annual precipitation (in) | 38.3 | 54.9 |
| Annual snowfall (in) | 1.7 | 2.7 |
| Sunshine (% possible) | 61% | 64% |
| Permit difficulty (1–5) | 2 | 2 |