Dayton, OH vs San Francisco, CA
Moving from Dayton to San Francisco? Here's what changes — from your equivalent salary to housing ($350,000 → $1,149,215 median home) and taxes.
Dayton vs San Francisco at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Dayton, OH, you'd need about $127,251 in San Francisco, CA (+$27,251).
Livability — Dayton, OH: 69 · San Francisco, CA: 35 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in Dayton vs 653 sqft in San Francisco ($200 vs $766 per sqft).
Annual cost breakdown (at $100,000)
| Category | Dayton, OH | San Francisco, CA | Difference |
|---|---|---|---|
| Housing | $16,200 | $39,096 | +$22,896 |
| Groceries | $4,706 | $5,761 | +$1,055 |
| Transportation | $3,025 | $5,125 | +$2,100 |
| Utilities | $2,100 | $3,804 | +$1,704 |
| Insurance | $1,300 | $1,500 | +$200 |
| Taxes | $8,917 | $24,108 | +$15,191 |
| Total | $36,248 | $79,394 | +$43,146 |
Side by side
| Metric | Dayton, OH | San Francisco, CA |
|---|---|---|
| Cost-of-living index | 92.4 | 117.6 |
| Unemployment rate | 5.28% | 5.22% |
| Population growth (5-yr) | 3.0% | 1.1% |
| Air quality (median AQI) | 42 | 53 |
| Big Mac price (est.) | $5.26 | $6.69 |
| Median home price | $350,000 | $1,149,215 |
| Home price ÷ income | 5.2× | 8.9× |
| 1-yr home appreciation | 3.0% | -0.8% |
| Price per square foot | $200 | $766 |
| Median rent | $1,350 | $3,258 |
| Total tax burden (% income) | 10.0% | 13.5% |
| Combined sales tax | 7.24% | 8.82% |
| Capital gains tax | 3.50% | 13.30% |
| Property tax rate | 1.68% | 0.72% |
| Healthcare (annual) | $6,400 | $7,200 |
| Childcare (annual, infant) | $10,000 | $19,000 |
| Vehicle property tax | None | 0.65% |
| Avg commute (min) | 22 | 33 |
| Home insurance / yr | $1,300 | $1,500 |
| Auto insurance / yr | $1,300 | $2,400 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 19.5 | 35.3 |
| Gas $/gal | 3.25 | 4.85 |
| Violent crime /100k | 300 | 500 |
| Avg summer high °F | 85 | 84 |
| Avg winter low °F | 20 | 45 |
| Permit difficulty (1–5) | 2 | 5 |