Dayton, OH vs St. Louis, MO
Moving from Dayton to St. Louis? Here's what changes — from your equivalent salary to housing ($350,000 → $276,878 median home) and taxes.
Dayton vs St. Louis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Dayton, OH, you'd need about $102,810 in St. Louis, MO (+$2,810).
Livability — Dayton, OH: 69 · St. Louis, MO: 65 (0–100).
What your home budget buys
A $500,000 home budget gets you about 2,500 sqft in Dayton vs 3,161 sqft in St. Louis ($200 vs $158 per sqft).
Annual cost breakdown (at $100,000)
| Category | Dayton, OH | St. Louis, MO | Difference |
|---|---|---|---|
| Housing | $16,200 | $17,412 | +$1,212 |
| Groceries | $4,706 | $4,934 | +$228 |
| Transportation | $3,025 | $3,390 | +$365 |
| Utilities | $2,100 | $1,512 | −$588 |
| Insurance | $1,300 | $2,400 | +$1,100 |
| Taxes | $8,917 | $10,488 | +$1,571 |
| Total | $36,248 | $40,136 | +$3,888 |
Side by side
| Metric | Dayton, OH | St. Louis, MO |
|---|---|---|
| Cost-of-living index | 92.4 | 95.0 |
| Unemployment rate | 5.28% | 4.35% |
| Population growth (5-yr) | 3.0% | 0.3% |
| Air quality (median AQI) | 42 | 55 |
| Big Mac price (est.) | $5.26 | $5.40 |
| Median home price | $350,000 | $276,878 |
| Home price ÷ income | 5.2× | 3.7× |
| 1-yr home appreciation | 3.0% | 2.9% |
| Price per square foot | $200 | $158 |
| Median rent | $1,350 | $1,451 |
| Total tax burden (% income) | 10.0% | 9.3% |
| Combined sales tax | 7.24% | 8.38% |
| Capital gains tax | 3.50% | 4.80% |
| Property tax rate | 1.68% | 1.26% |
| Healthcare (annual) | $6,400 | $6,400 |
| Childcare (annual, infant) | $10,000 | $10,000 |
| Vehicle property tax | None | 2.55% |
| Avg commute (min) | 22 | 25 |
| Home insurance / yr | $1,300 | $2,400 |
| Auto insurance / yr | $1,300 | $1,800 |
| Flood insurance / yr | $600 | $750 |
| Earthquake insurance / yr | $100 | $400 |
| Electricity ¢/kWh | 19.5 | 14.0 |
| Gas $/gal | 3.25 | 3.00 |
| Violent crime /100k | 300 | 490 |
| Avg summer high °F | 85 | 89 |
| Avg winter low °F | 20 | 22 |
| Permit difficulty (1–5) | 2 | 2 |