Denver, CO vs Charlotte, NC
Moving from Denver to Charlotte? Here's what changes — from your equivalent salary to housing ($573,221 → $390,321 median home) and taxes.
Denver vs Charlotte at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Denver, CO, you'd need about $92,016 in Charlotte, NC (−$7,984).
Livability — Denver, CO: 52 · Charlotte, NC: 66 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,657 sqft in Denver vs 2,561 sqft in Charlotte ($302 vs $195 per sqft).
Annual cost breakdown (at $100,000)
| Category | Denver, CO | Charlotte, NC | Difference |
|---|---|---|---|
| Housing | $22,920 | $20,880 | −$2,040 |
| Groceries | $5,079 | $4,834 | −$245 |
| Transportation | $4,050 | $3,130 | −$920 |
| Utilities | $1,788 | $1,752 | −$36 |
| Insurance | $2,800 | $2,000 | −$800 |
| Taxes | $9,828 | $8,740 | −$1,087 |
| Total | $46,464 | $41,336 | −$5,128 |
Side by side
| Metric | Denver, CO | Charlotte, NC |
|---|---|---|
| Cost-of-living index | 105.8 | 97.3 |
| Unemployment rate | 4.26% | 4.71% |
| Population growth (5-yr) | 5.7% | 10.0% |
| Air quality (median AQI) | 64 | 53 |
| Big Mac price (est.) | $6.02 | $5.54 |
| Median home price | $573,221 | $390,321 |
| Home price ÷ income | 5.9× | 5.1× |
| 1-yr home appreciation | -2.9% | -0.4% |
| Price per square foot | $302 | $195 |
| Median rent | $1,910 | $1,740 |
| Total tax burden (% income) | 9.7% | 9.9% |
| Combined sales tax | 7.77% | 6.98% |
| Capital gains tax | 4.40% | 4.25% |
| Property tax rate | 0.52% | 0.72% |
| Healthcare (annual) | $6,800 | $6,600 |
| Childcare (annual, infant) | $16,000 | $10,000 |
| Vehicle property tax | 1.79% | 1.10% |
| Avg commute (min) | 28 | 27 |
| Home insurance / yr | $2,800 | $2,000 |
| Auto insurance / yr | $2,000 | $1,400 |
| Flood insurance / yr | $550 | $800 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.5 | 16.3 |
| Gas $/gal | 3.30 | 3.20 |
| Violent crime /100k | 490 | 400 |
| Avg summer high °F | 88 | 89 |
| Avg winter low °F | 18 | 30 |
| Permit difficulty (1–5) | 3 | 3 |