Denver, CO vs Des Moines, IA
Moving from Denver to Des Moines? Here's what changes — from your equivalent salary to housing ($573,221 → $296,070 median home) and taxes.
Denver vs Des Moines at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Denver, CO, you'd need about $87,694 in Des Moines, IA (−$12,306).
Livability — Denver, CO: 52 · Des Moines, IA: 68 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,657 sqft in Denver vs 2,787 sqft in Des Moines ($302 vs $179 per sqft).
Annual cost breakdown (at $100,000)
| Category | Denver, CO | Des Moines, IA | Difference |
|---|---|---|---|
| Housing | $22,920 | $15,516 | −$7,404 |
| Groceries | $5,079 | $4,831 | −$248 |
| Transportation | $4,050 | $3,150 | −$900 |
| Utilities | $1,788 | $1,500 | −$288 |
| Insurance | $2,800 | $1,700 | −$1,100 |
| Taxes | $9,828 | $10,265 | +$438 |
| Total | $46,464 | $36,962 | −$9,502 |
Side by side
| Metric | Denver, CO | Des Moines, IA |
|---|---|---|
| Cost-of-living index | 105.8 | 92.8 |
| Unemployment rate | 4.26% | 4.14% |
| Population growth (5-yr) | 5.7% | 14.2% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.02 | $5.28 |
| Median home price | $573,221 | $296,070 |
| Home price ÷ income | 5.9× | 3.7× |
| 1-yr home appreciation | -2.9% | 1.2% |
| Price per square foot | $302 | $179 |
| Median rent | $1,910 | $1,293 |
| Total tax burden (% income) | 9.7% | 11.2% |
| Combined sales tax | 7.77% | 6.94% |
| Capital gains tax | 4.40% | 3.80% |
| Property tax rate | 0.52% | 1.71% |
| Healthcare (annual) | $6,800 | $6,400 |
| Childcare (annual, infant) | $16,000 | $11,000 |
| Vehicle property tax | 1.79% | 1.00% |
| Avg commute (min) | 28 | 21 |
| Home insurance / yr | $2,800 | $1,700 |
| Auto insurance / yr | $2,000 | $1,200 |
| Flood insurance / yr | $550 | $700 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.5 | 13.9 |
| Gas $/gal | 3.30 | 3.10 |
| Natural gas / mo | $65 | $73 |
| Water & sewer / mo | $120 | $82 |
| Home internet / mo | $87 | $93 |
| Violent crime /100k | 490 | 300 |
| Avg summer high °F | 88 | 85 |
| Avg winter low °F | 18 | 12 |
| Annual precipitation (in) | 15.4 | 35.0 |
| Annual snowfall (in) | 49.0 | 35.0 |
| Sunshine (% possible) | 69% | 55% |
| Permit difficulty (1–5) | 3 | 2 |