Denver, CO vs Indianapolis, IN
Moving from Denver to Indianapolis? Here's what changes — from your equivalent salary to housing ($573,221 → $295,921 median home) and taxes.
Denver vs Indianapolis at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Denver, CO, you'd need about $89,488 in Indianapolis, IN (−$10,512).
Livability — Denver, CO: 52 · Indianapolis, IN: 71 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,657 sqft in Denver vs 3,211 sqft in Indianapolis ($302 vs $156 per sqft).
Annual cost breakdown (at $100,000)
| Category | Denver, CO | Indianapolis, IN | Difference |
|---|---|---|---|
| Housing | $22,920 | $18,636 | −$4,284 |
| Groceries | $5,079 | $4,740 | −$339 |
| Transportation | $4,050 | $3,250 | −$800 |
| Utilities | $1,788 | $1,932 | +$144 |
| Insurance | $2,800 | $1,600 | −$1,200 |
| Taxes | $9,828 | $7,367 | −$2,460 |
| Total | $46,464 | $37,525 | −$8,939 |
Side by side
| Metric | Denver, CO | Indianapolis, IN |
|---|---|---|
| Cost-of-living index | 105.8 | 94.7 |
| Unemployment rate | 4.26% | 4.28% |
| Population growth (5-yr) | 5.7% | 6.1% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.02 | $5.39 |
| Median home price | $573,221 | $295,921 |
| Home price ÷ income | 5.9× | 4.0× |
| 1-yr home appreciation | -2.9% | 1.3% |
| Price per square foot | $302 | $156 |
| Median rent | $1,910 | $1,553 |
| Total tax burden (% income) | 9.7% | 9.3% |
| Combined sales tax | 7.77% | 7.00% |
| Capital gains tax | 4.40% | 3.05% |
| Property tax rate | 0.52% | 0.84% |
| Healthcare (annual) | $6,800 | $6,600 |
| Childcare (annual, infant) | $16,000 | $12,000 |
| Vehicle property tax | 1.79% | 1.20% |
| Avg commute (min) | 28 | 25 |
| Home insurance / yr | $2,800 | $1,600 |
| Auto insurance / yr | $2,000 | $1,400 |
| Flood insurance / yr | $550 | $600 |
| Earthquake insurance / yr | $100 | $100 |
| Electricity ¢/kWh | 16.5 | 17.9 |
| Gas $/gal | 3.30 | 3.30 |
| Natural gas / mo | $65 | $72 |
| Water & sewer / mo | $120 | $102 |
| Home internet / mo | $87 | $81 |
| Violent crime /100k | 490 | 360 |
| Avg summer high °F | 88 | 86 |
| Avg winter low °F | 18 | 20 |
| Annual precipitation (in) | 15.4 | 43.6 |
| Annual snowfall (in) | 49.0 | 25.5 |
| Sunshine (% possible) | 69% | 55% |
| Permit difficulty (1–5) | 3 | 2 |