Denver, CO vs Oxnard, CA
Moving from Denver to Oxnard? Here's what changes — from your equivalent salary to housing ($573,221 → $883,047 median home) and taxes.
Denver vs Oxnard at a glance
Bars scaled to the range across all 200 metros; labels show actual values.
To keep the same standard of living as $100,000 in Denver, CO, you'd need about $107,485 in Oxnard, CA (+$7,485).
Livability — Denver, CO: 52 · Oxnard, CA: 41 (0–100).
What your home budget buys
A $500,000 home budget gets you about 1,657 sqft in Denver vs 849 sqft in Oxnard ($302 vs $589 per sqft).
Annual cost breakdown (at $100,000)
| Category | Denver, CO | Oxnard, CA | Difference |
|---|---|---|---|
| Housing | $22,920 | $35,748 | +$12,828 |
| Groceries | $5,079 | $5,247 | +$168 |
| Transportation | $4,050 | $5,125 | +$1,075 |
| Utilities | $1,788 | $3,804 | +$2,016 |
| Insurance | $2,800 | $1,500 | −$1,300 |
| Taxes | $9,828 | $21,499 | +$11,672 |
| Total | $46,464 | $72,923 | +$26,458 |
Side by side
| Metric | Denver, CO | Oxnard, CA |
|---|---|---|
| Cost-of-living index | 105.8 | 113.7 |
| Unemployment rate | 4.26% | 5.32% |
| Population growth (5-yr) | 5.7% | -0.7% |
| Air quality (median AQI) | 42 | 42 |
| Big Mac price (est.) | $6.02 | $6.47 |
| Median home price | $573,221 | $883,047 |
| Home price ÷ income | 5.9× | 8.6× |
| 1-yr home appreciation | -2.9% | -0.6% |
| Price per square foot | $302 | $589 |
| Median rent | $1,910 | $2,979 |
| Total tax burden (% income) | 9.7% | 13.5% |
| Combined sales tax | 7.77% | 8.82% |
| Capital gains tax | 4.40% | 13.30% |
| Property tax rate | 0.52% | 0.71% |
| Healthcare (annual) | $6,800 | $7,200 |
| Childcare (annual, infant) | $16,000 | $19,000 |
| Vehicle property tax | 1.79% | 0.65% |
| Avg commute (min) | 28 | 26 |
| Home insurance / yr | $2,800 | $1,500 |
| Auto insurance / yr | $2,000 | $2,400 |
| Flood insurance / yr | $550 | $750 |
| Earthquake insurance / yr | $100 | $950 |
| Electricity ¢/kWh | 16.5 | 35.3 |
| Gas $/gal | 3.30 | 4.85 |
| Natural gas / mo | $65 | $72 |
| Water & sewer / mo | $120 | $138 |
| Home internet / mo | $87 | $83 |
| Violent crime /100k | 490 | 500 |
| Avg summer high °F | 88 | 84 |
| Avg winter low °F | 18 | 45 |
| Annual precipitation (in) | 15.4 | 14.3 |
| Annual snowfall (in) | 49.0 | 0.0 |
| Sunshine (% possible) | 69% | 73% |
| Permit difficulty (1–5) | 3 | 5 |